(561) CANARA BANK AND OTHERS Vs. SWARAN SINGH SAGGU [NATIONAL CONSUMER DISPUTES REDRESSAL COMMISSION] 13-12-2023 These cross First Appeals (FAs) has been filed by the under section 15 of Consumer Protection Act 1986, against the common order dated 30.01.2018 of the State Consumer Disputes Redressal Commission, Punjab, (hereinafter referred to as the ‘State Commission’), in Consumer Complaint (CC) no. 372/2016. India Law Library Docid # 2401429
(562) M/S. MAINI ENTERPRISES Vs. ORIENTAL INSURANCE CO. LTD. AND ANOTHER [NATIONAL CONSUMER DISPUTES REDRESSAL COMMISSION] 12-12-2023 Flood Damage - Clerical error in Insurance Policy - Insurance company denied claim due to incorrect address in the policy - Listed address as "211, Jaggi Colony" instead of the actual shop address at "207, Jaggi Colony." - District Forum partly allowed the claim, holding the insurance company liable - State Commission overturned the District Forum's decision, dismissing the claim due to the incorrect address - Clerical error in the policy address led to claim denial - Bank responsible for provi India Law Library Docid # 2401430
(563) SHASHIDHAR KORRAPATI Vs. M/S. BINDU HOMES PVT. LTD. [NATIONAL CONSUMER DISPUTES REDRESSAL COMMISSION] 12-12-2023 Above appeals have been filed against the order of Andhra Pradesh State Consumer Disputes Redressal Commission, Hyderabad, dated 25.11.2013 passed in Consumer Complaint No.75 of 2013, whereby the State Commission partly allowed the complaint with cost of Rs.5000/- and directed the opposite party to furnish the copy of the “occupancy certificate” and pay a sum of Rs.10000/- to each of the complainants as compensation for deficiency in service. As both the appeals arise out of same order, they are India Law Library Docid # 2401431
(564) ASIT KUMAR MANDAL - PETITIONER(S) Vs. STATION MANAGER, WBSEDCL AND ANOTHER - RESPONDENT[NATIONAL CONSUMER DISPUTES REDRESSAL COMMISSION] 11-12-2023 Consumer Law – Electricity Bill - A consumer received a high electricity bill for a 2-year period due to estimated readings - He disputed the bill, but the State Commission dismissed his appeal - He filed a revision petition challenging the State Commission's order. - The revision petition was dismissed - The consumer could have sought redressal under the Electricity Act, but the Consumer Protection Act was also applicable - The consumer should have requested a technical expert to assess the bil India Law Library Docid # 2401424
(565) VIJAY LAKSHMI PUROHIT - PETITIONER(S) Vs. LIFE INSURANCE CORPORATION OF INDIA - RESPONDENT[NATIONAL CONSUMER DISPUTES REDRESSAL COMMISSION] 11-12-2023 Medical Insurance - pre-existing disease - Case involves a life insurance claim denied by the respondent insurance company on the grounds of non-disclosure of pre-existing medical conditions and alleged impersonation during the medical examination - The deceased policyholder (DLA) allegedly concealed his health conditions of severe obesity and Pickwickian Syndrome in the proposal form - Medical records from a hospital consultation dated before the policy issuance support the claim of pre-existin India Law Library Docid # 2401425
(566) DR. NARENDRA SINGH GILL - PETITIONER Vs. AMRI DEVI (DEAD) AND OTHERS THROUGH LRS - RESPONDENT[NATIONAL CONSUMER DISPUTES REDRESSAL COMMISSION] 11-12-2023 The present Revision Petition (RP) has been filed by the Petitioner against Respondent(s) as detailed above, under section 21(b) of Consumer Protection Act 1986, against the order dated 16.01.2013 of the State Consumer Disputes Redressal Commission, Rajasthan, (hereinafter referred to as the ‘State Commission’), in First Appeal (FA) No.1253/2010 in which order dated 24.05.2010, District Consumer Disputes Redressal Forum, Jhunjhunu, India Law Library Docid # 2401426
(567) HARE RAM RAY AND OTHERS - COMPLAINANT(S) Vs. ADEL LANDMARKS LTD. - OPP.PARTY(S)[NATIONAL CONSUMER DISPUTES REDRESSAL COMMISSION] 11-12-2023 Housing – Delay in delivery of possession - The complainants booked apartments in a project called Redwood Residency in Faridabad, Haryana - The apartments were not delivered within the promised timeframe of 3 years - The complainants filed a complaint, seeking refund of the amount paid with interest and compensation for mental harassment - The court found that the builder was deficient in service for not delivering the apartments on time. - The court rejected the builder's arguments that the de India Law Library Docid # 2401422
(568) KUSUM JAIN - PETITIONER(S) Vs. NATIONAL INSURANCE CO. LTD. -RESPONDENT(S)[NATIONAL CONSUMER DISPUTES REDRESSAL COMMISSION] 11-12-2023 Car Insurance – Consequential Damage - The complainant's car was damaged in an alleged accident involving a pit - The insurance company denied the claim for engine repair, stating it was consequential damage not covered under the policy - The District Forum ruled in favor of the complainant, but the State Commission reversed the decision - The complainant filed a revision petition challenging the State Commission's order - The revision petition was dismissed - This court found that the engine se India Law Library Docid # 2401423
(569) AMAR SINGH - PETITIONER Vs. NEW INDIA ASSURANCE CO. LTD. AND OTHERS - RESPONDENT(S)[NATIONAL CONSUMER DISPUTES REDRESSAL COMMISSION] 07-12-2023 Consumer Law – Revision Petition - Defence of fake licenses - Revision petition filed by the petitioner against the State Commission's order, which had dismissed the petitioner's complaint against the insurance company - The petitioner's vehicle met with an accident while being driven by a driver with a fake license - The insurance company denied the claim based on the fake license - The owner of the vehicle is expected to verify the driving skills of the driver but not necessarily the genuinene India Law Library Docid # 2401417
(570) DR. ADIT DEY - PETITIONER Vs. SRI DURGA CHARAN SHEE AND OTHERS - RESPONDENT[NATIONAL CONSUMER DISPUTES REDRESSAL COMMISSION] 07-12-2023 Medical Negligence - The complainants' mother underwent hip replacement surgery performed by Petitioner - She developed complications, including pus discharge from the operation site - Despite concerns raised by the complainants, she was discharged - Her condition worsened, necessitating readmission, and she eventually passed away.- The complainants filed a Consumer Complaint alleging medical negligence - The District Forum and State Commission both found Petitioner negligent and held both her a India Law Library Docid # 2401418
(571) RELIANCE GENERAL INSURANCE CO. LTD. Vs. BALBIR KAUR[NATIONAL CONSUMER DISPUTES REDRESSAL COMMISSION] 06-12-2023 The present Revision Petition (RP) has been filed by the Petitioner against Respondent as detailed above, under section 21(b)of Consumer Protection Act 1986, against the order dated 31.05.2017 of the State Consumer Disputes Redressal Commission, Punjab, Chandigarh (hereinafter referred to as the ‘State Commission’), India Law Library Docid # 2401232
(572) CHAIRMAN AND MANAGING DIRECTOR INDIA AIRLINES & 2 OTHERS Vs. C.V. JOSEPH, MANAGER (RETIRED) SYNDICATE BANK, & 3 OTHERS[NATIONAL CONSUMER DISPUTES REDRESSAL COMMISSION] 06-12-2023 The Revision Petitions No. 2778-2779 of 2013 have been filed by the Petitioners, namely, The Chairman & Managing Director, Indian Airlines (presently known as “Air India Ltd.”) & Ors. (Respondents before the State Commission and OPs before the District Forum) against Respondents India Law Library Docid # 2401231
(573) CHAIRMAN AND MANAGING DIRECTOR INDIA AIRLINES AND OTHERS –PETITIONER Vs. C.V. JOSEPH, MANAGER (RETIRED) SYNDICATE BANK AND OTHERS – RESPONDENT[NATIONAL CONSUMER DISPUTES REDRESSAL COMMISSION] 06-12-2023 Consumer Law - Deficiency of service – Air Tickets - The complainants purchased Air India tickets for a journey from Thiruvananthapuram to Dibrugarh with connecting flights in Chennai and Kolkata - The flight from Thiruvananthapuram to Chennai was delayed and diverted due to technical reasons, causing the complainants to miss their connecting flight to Kolkata - Air India arranged alternative travel through Bangalore, but further delays and cancellations in subsequent flights led to disruptions India Law Library Docid # 2401416
(574) CHANDRASHEKHAR EXPORTS PVT. LTD. - PETITIONER Vs. NEW INDIA ASSURANCE CO. LTD. - RESPONDENT[NATIONAL CONSUMER DISPUTES REDRESSAL COMMISSION] 06-12-2023 Marine Insurance Policy - Petitioner took Marine Insurance Policy from the Respondent/Insurance Company for the period commencing on 16.01.2004 and ending on 15.01.2005 - During the policy period, Petitioner submitted multiple declarations for different consignments, including declaration No. 41 - These declarations required adjustments to the Petitioner's advance premium deposit account- The insurance company covered declarations 38-40 but not declaration No. 41 due to insufficient funds in the India Law Library Docid # 2401419
(575) SATNAM SINGH Vs. AEGON RELIGARE LIFE INSURANCE CO. LTD. [NATIONAL CONSUMER DISPUTES REDRESSAL COMMISSION] 06-12-2023 Concealment of material facts – Burden of Proof - Death of insurer - The insurance company (OP) repudiated the claim, alleging the proposer (complainant) concealed material facts about insurer’s health - The District Forum ruled in favor of the complainant, but the State Commission reversed the decision - OP failed to prove concealment - No evidence of continued illness or treatment - Death certificate indicates natural death - MRI report doesn't conclusively prove a tumor – NCRDC disagrees wit India Law Library Docid # 2401420
(576) CHAIRMAN AND MANAGING DIRECTOR INDIA AIRLINES AND OTHER – PETITIONER Vs. C.V. JOSEPH, MANAGER (RETIRED) SYNDICATE BANK, AND OTHERS - RESPONDENT(S)[NATIONAL CONSUMER DISPUTES REDRESSAL COMMISSION] 06-12-2023 The Revision Petitions No. 2778-2779 of 2013 have been filed by the Petitioners, namely, The Chairman & Managing Director, Indian Airlines (presently known as “Air India Ltd.”) & Ors. (Respondents before the State Commission and OPs before the District Forum) against Respondents - C.V. Joseph, Manager (Retd.) Syndicate Bank and Ors. (Appellant before the State Commission and Complainants before the District Forum) AND Revision Petition No. 1951 of 2015 has been filed by C.V. Joseph India Law Library Docid # 2401421
(577) GENERAL MANAGER, NORTHERN RAILWAY - PETITIONER(S) Vs. HIMANSHU BOHRA - RESPONDENT(S)[NATIONAL CONSUMER DISPUTES REDRESSAL COMMISSION] 05-12-2023 Consumer Law - Deficiency of service - Deficiency of service for not informing about the missing coach beforehand - Complainant booked a confirmed ticket in AC Chair Car (CE1 coach) for his journey from New Delhi to Lucknow on 20.1.2015 - Upon arrival at the station, he discovered the CE1 coach was missing - The Train TTE informed him all coaches were full and offered only a refund, with no alternative accommodation - Both the District Forum and the State Commission ruled in Complainant, awardin India Law Library Docid # 2401412
(578) LIFE INSURANCE CORPORATION OF INDIA - PETITIONER Vs. HEMA AGARWAL AND ANOTHER - RESPONDENT[NATIONAL CONSUMER DISPUTES REDRESSAL COMMISSION] 05-12-2023 Consumer Law – Delay in filing petition - LIC (Petitioner) filed a petition 580 days late and requested condonation of delay - Reason cited: Office relocation caused delay in obtaining copies of necessary documents - Court accepted the reason for delay and condoned it with a cost of Rs. 1 lakh to the Respondent - LIC rejected insurance claim citing non-disclosure of a previous policy by the deceased - Claimant argued they informed the agent who filled the form incorrectly - District Forum dismis India Law Library Docid # 2401413
(579) LIFE INSURANCE CORPORATION OF INDIA - PETITIONER Vs. GUDIYA DEVI - RESPONDENT[NATIONAL CONSUMER DISPUTES REDRESSAL COMMISSION] 05-12-2023 The present Revision Petition has been filed by the Petitioner against the order dated 09/10/2017 of the State Commission Bihar in FA No. 391/2016. RP has been filed with a delay of 157 days (158 days as per the calculation made by the Registry). An IA No. 13362 of 2018 dated 19.07.2018 has been filed seeking condonation of delay. In the said IA, following reasons for delay / grounds for condonation have been mentioned: India Law Library Docid # 2401414
(580) M/S. EICHER MOTORS LTD. – PETITIONER Vs. AVINASH SHETYE AND ANOTHER – RESPONDENT[NATIONAL CONSUMER DISPUTES REDRESSAL COMMISSION] 05-12-2023 Consumer Law - Truck purchased by Complainant - Experiences frequent breakdowns - Complainant files complaint citing defective engine and vehicle's inability to handle required workload - District Forum dismissed Complaint – Ruled that Complainant overloaded the vehicle causing breakdowns - State Commission allowed the appeal and ruled that vehicle to be returned to Petitioners with refund to Complainant, citing faulty vehicle and frequent repairs - Overloading certificate deemed unreliable due India Law Library Docid # 2401415