(1) SWARJEET SAGI AND OTHERS Vs. D. SRINIVAS AND OTHERS[NATIONAL CONSUMER DISPUTES REDRESSAL COMMISSION] 15-07-2024 Consumer Law — The appellants, related to the managing partner of Gharonda Builders, were incorrectly included as opposite parties in a complaint about service deficiencies by the builder —Whether the appellants were partners of the firm and liable for the alleged deficiencies —The appellants argued they were not partners and had no connection with the builder's activities —The respondents claimed the appellants were in collusion with the builder and should be held liable —The State Commission's India Law Library Docid # 2416090
(2) BIHAR STATE HOUSING BOARD Vs. BEDAMO DEVI[NATIONAL CONSUMER DISPUTES REDRESSAL COMMISSION] 12-07-2024 Consumer Law — Housing — The complainant was allotted a house in 1983 and paid regular installments until 1989 — After a long gap, she deposited a lump sum in 1999 — The Board calculated the final cost, which the complainant disputed — The main issue is the dispute over the final cost of the house and whether the complainant should pay the escalated amount —The Board argued that the price escalation was as per the contractual terms and that the complainant had no right to dispute it — They also India Law Library Docid # 2416092
(3) SHANKAR SARAN Vs. CHAIRMAN APOLLO HOSPITALS[NATIONAL CONSUMER DISPUTES REDRESSAL COMMISSION] 12-07-2024 Consumer Law — Hospital registration fee — Unfair trade practice — The complainant was charged a registration fee at a hospital, which he claimed was unfair and amounted to an unfair trade practice — Whether the hospital's compulsory registration fee constitutes an unfair trade practice and if it violates the Hippocratic Oath — The registration fee is illegal, provides no service, and the hospital's refusal to see patients without registration is a deficiency in service —Registration is necessa India Law Library Docid # 2416093
(4) IFFCO TOKIO GENERAL INSURANCE COMPANY LTD. Vs. HARMANPREET SINGH[NATIONAL CONSUMER DISPUTES REDRESSAL COMMISSION] 12-07-2024 Consumer Law — Motor Insurance Policy — ‘H’ bought a vehicle from ‘S’ — The vehicle was insured but the insurance policy was not transferred to ‘H’ name before an accident occurred —Whether ‘H’, who did not transfer the insurance policy to his name, is entitled to claim compensation for own damage under the insurance policy — The insurance policy was not transferred to ‘H's name, so he had no insurable interest — The deeming provision in Section 157 of the Motor Vehicles Act, 1988, applies only India Law Library Docid # 2416094
(5) DR. UMA ARORA Vs. JAIPRAKASH ASSOCIATES LTD. AND ANOTHER[NATIONAL CONSUMER DISPUTES REDRESSAL COMMISSION] 12-07-2024 Consumer Law — Housing — Delayed possession — Compensation — Complainant filed a complaint against delayed possession of a flat in Noida, booked in 2009 — Delay in possession, financial loss, mental agony, and increased super area — Petitioner argue for compensation for delay, financial loss, and rectification of defects in the flat — Respondent argue that delay due to force majeure events like legal disputes and environmental restrictions — Compensation for delay at 6% interest per annum, no in India Law Library Docid # 2416095
(6) NITIN AGARWAL AND ANOTHER Vs. M/S THE BOMBAY DYEING & MANUFACTURING CO. LTD. AND OTHERS[NATIONAL CONSUMER DISPUTES REDRESSAL COMMISSION] 12-07-2024 Consumer Law — Housing — Delays and discrepancies in a housing project — Compensation — Delay in possession, excess charges for carpet area and car parking, non-provision of promised amenities, and improper maintenance charges — Petitioner claimed compensation for delays, refund of excess charges, and provision of promised amenities — Respondent argue that delay due to force majeure events like legal disputes and environmental restrictions, denied excess charges, and argued compliance with agree India Law Library Docid # 2416096
(7) VINEET KUMAR DIXIT AND ANOTHER Vs. SENIOR SUPERINTENDENT OF POST OFFICES AND ANOTHER[NATIONAL CONSUMER DISPUTES REDRESSAL COMMISSION] 12-07-2024 Consumer Law — The petitioners opened Recurring Deposit (RD) accounts in 2003 — Upon maturity in 2008, payments were not made due to alleged embezzlement by the petitioner's father, a postal employee — Whether the non-payment of the RD accounts constitutes a deficiency in service — The petitioner's father was acquitted of embezzlement charges, and withholding the RD payments without legal authority is a deficiency in service —The RD accounts were confiscated due to embezzlement under the Public India Law Library Docid # 2416091
(8) THE NEW INDIA ASSURANCE CO. LTD. AND OTHERS Vs. KESHAR DEO AGARWALA AND ANOTHER[NATIONAL CONSUMER DISPUTES REDRESSAL COMMISSION] 11-07-2024 Consumer Law — Fire insurance policy — A fire destroyed the stock of books in the basement of the complainant's business — The insurance company repudiated the claim, stating the basement was not covered under the policy —Whether the basement was covered under the insurance policy and if the complainant is entitled to indemnification and interest —The insurance company argued that the basement was not part of the insured premises and the State Commission misread the policy India Law Library Docid # 2416097
(9) DEPUTY SECRETARY, KOLKATA METROPOLITAN DEVELOPMENT AUTHORITY, ESTATE (M & M ) UNIT, K.M.D.A, AND ANOTHER Vs. DR. SWAMI ANAND GIRI AND ANOTHER[NATIONAL CONSUMER DISPUTES REDRESSAL COMMISSION] 09-07-2024 Consumer Law — Registration of Sale Deed — The case involves a dispute over the registration of a sale deed for a flat — The complainant was allotted the flat on an outright sale basis but later faced issues with the registration due to a change in government policy — The main issue is whether the flat should be registered on a freehold basis as initially promised or on a leasehold basis as per the new policy by the West Bengal government — The petitioners argued that the new policy only allows India Law Library Docid # 2416099
(10) DR. FUL KANT JHA Vs. UNITED INDIA INSURANCE COMPANY LIMITED AND OTHERS[NATIONAL CONSUMER DISPUTES REDRESSAL COMMISSION] 09-07-2024 Consumer Law — Overseas Travel Insurance policy — pre-existing disease — The complainant purchased an Overseas Travel Insurance policy from United India Insurance Company — He was hospitalized in New York due to a heart problem, and the insurer refused to pay the medical bills citing a pre-existing condition clause —Whether the insurer's refusal to pay the medical expenses based on the pre-existing condition clause was justified — The complainant argued that he never had any heart problems befor India Law Library Docid # 2416104
(11) ICICI PRUDENTIAL LIFE INSURANCE CO. LTD. Vs. DEBENDRA KAMILA[NATIONAL CONSUMER DISPUTES REDRESSAL COMMISSION] 08-07-2024 Consumer Law — Condonation of Delay — Delay of 266 Days — ICICI Prudential Life Insurance filed a Revision Petition (RP) against an order from the State Commission, Odisha, with a delay of 266 days —The main issue was whether the delay in filing the RP could be condoned — The petitioner claimed they did not receive the certified copy of the order and only became aware of it on 15.01.2024 — They cited continuous follow-up with their legal firm — The court dismissed the IA for condonation of delay India Law Library Docid # 2416100
(12) COMMISSIONER, NAGAR PARISHAD Vs. SHIVLAL BHAGAT[NATIONAL CONSUMER DISPUTES REDRESSAL COMMISSION] 08-07-2024 Consumer Law — Sale and registration of Khancha — The case involves a dispute over the sale and registration of Khancha land purchased by the complainant's father in 1971 from Nagar Parishad, Alwar —The main issue is whether the petitioner (Nagar Parishad) can demand a differential amount based on a new policy for the sale of Khancha land —The petitioner argues that they are bound by the government's policy decision and that the respondent failed to pay the differential amount required by the ne India Law Library Docid # 2416101
(13) SANT'S HYUNDAI. (A UNIT OF AMRIT AUTO) SANT BHAWAN Vs. S. K. SHARMA AND ANOTHER[NATIONAL CONSUMER DISPUTES REDRESSAL COMMISSION] 08-07-2024 Consumer Law — Discrepancy in Price — The complainant purchased a Hyundai i10 for Rs. 4,57,000/- but received an invoice for Rs. 4,32,920/- — The discrepancy led to a complaint about the differential amount —The main issue was whether the petitioner issued two invoices for the same car and if the additional charges were justified —The petitioner argued that the second invoice was issued at the complainant's request and that the initial invoice was correct as per accounting procedures — The respo India Law Library Docid # 2416102
(14) ANGREJ SINGH Vs. IFFCO TOKIO GENERAL INSURANCE CO. LTD.[NATIONAL CONSUMER DISPUTES REDRESSAL COMMISSION] 08-07-2024 Consumer Law — Vehicle Theft — The petitioner’s truck was insured and stolen on 21.12.2013 — The FIR was lodged on 10.01.2014, and the insurance claim was repudiated due to the delay —Whether the delay in lodging the FIR and informing the insurance company justifies the repudiation of the claim —The petitioner argued that he informed the insurance agent promptly and was unaware of the policy terms due to being a layman —The insurance company contended that the delay violated policy conditions, h India Law Library Docid # 2416103
(15) AGRAWAL TRANSPORT COMPANY THROUGH PROPRIETOR GOPAL AGRAWAL Vs. PAWAN KUMAR JAIN S/O RAJMAL JAIN[NATIONAL CONSUMER DISPUTES REDRESSAL COMMISSION] 05-07-2024 Consumer Law — Dismissal of an Appeal — Non-appearance —Petitioner filed a revision petition against respondent regarding a dispute initially decided by the District Commission and later by the State Commission — The main issue was the non-appearance of the petitioner before the State Commission, leading to the dismissal of their appeal — The petitioner argued that their non-appearance was due to unavoidable circumstances and that they have a strong case on merits — They requested an opportunity India Law Library Docid # 2416106
(16) M/S. MAHINDRA & MAHINDRA FINANCIAL SERVICES LTD. AND OTHERS Vs. GURMEET SINGH AND ANOTHER[NATIONAL CONSUMER DISPUTES REDRESSAL COMMISSION] 05-07-2024 Consumer Law — Loan repayments — Respondent bought a Mahindra Scorpio from ‘H’, who had financed it through petitioner — Payments became irregular, leading to disputes over the vehicle's possession and loan repayments —Whether the vehicle was repossessed by the petitioner with police help and if the respondent's payment receipts were forged —Petitioner claimed no privity of contract with respondent, disputed the repossession with police help, and argued the receipts were forged —Respondent asser India Law Library Docid # 2416107
(17) THE CHIEF REVENUE OFFICER/CHIEF ADMINISTRATOR AND OTHERS Vs. KRISHAN KUMAR C/O SUNDER LAL SHARMA[NATIONAL CONSUMER DISPUTES REDRESSAL COMMISSION] 04-07-2024 Consumer Law — Condonation of Delay — The petitioners filed a Revision Petition with a delay of 194 days, seeking condonation of the delay — Whether the delay in filing the Revision Petition can be condoned —The delay was due to the time taken to receive and process the necessary documents and was not intentional — The application for condonation of delay was disallowed, and the Revision Petition was dismissed —The petitioners failed to show sufficient cause for the delay, and the reasons provid India Law Library Docid # 2416105
(18) PRABU HERBERT SAMUEL (CIVIL ENGINEER) Vs. R. RAJAMMAL[NATIONAL CONSUMER DISPUTES REDRESSAL COMMISSION] 14-06-2024 Consumer Law — Housing — Construction Quality — A consumer complaint was filed against a construction engineer who claimed to be an expert in building a house — After paying the full amount, the complainant faced issues with the construction quality, leading to a consumer complaint — The OP argued that the construction was completed as per the agreement, and any defects reported were false — The complainant argued that the OP failed to complete the construction as agreed, resulting in additional India Law Library Docid # 2415660
(19) PRATAP SINGH Vs. IFFCO TOKIO GENERAL INSURANCE COMPANY LIMITED AND OTHERS[NATIONAL CONSUMER DISPUTES REDRESSAL COMMISSION] 14-06-2024 Consumer Law — Stolen of Vehicle — Repudiation of insurance claim — The insurance company rejected a claim due to the driver's negligence in securing the vehicle, causing mental distress and financial loss — Petitioner argued that the company ignored these issues and sought higher interest and compensation — The National Consumer Disputes Redressal Commission dismissed the revision petitions, upholding the State Commission's order for 75% of the insured sum and 6% annual interest — The court fou India Law Library Docid # 2415662
(20) BRANCH MANAGER CHOLAMANDALAM M S GENERAL INSURANCE COMPANY LTD. Vs. MINATI DEI AND ANOTHER[NATIONAL CONSUMER DISPUTES REDRESSAL COMMISSION] 14-06-2024 Consumer Law — Respondent obtained a loan for a tractor, which was insured and later burnt — She filed a claim, which was not settled by the insurer, leading to a complaint for compensation — The petitioner argued that the District Forum's ex-parte order was premature, as it passed before the prescribed period for filing a written version — The respondents supported the lower forums' findings and sought dismissal of the revision petition — The National Consumer Disputes Redressal Commission allo India Law Library Docid # 2415663