(1) INDRAPRASTHA APOLLO HOSPITAL Vs. RAJ KARAN SINGH[NATIONAL CONSUMER DISPUTES REDRESSAL COMMISSION] 17-04-2026 Consumer Protection Act, 1986 — Medical Negligence — Compensation Enhancement — Enhancement of compensation by State Commission from Rs. 1,00,000/- to Rs. 10,00,000/- was deemed excessive and punitive, particularly in light of expert medical opinion suggesting multiple potential causes for the patient's collapse, and the patient's pre-existing critical condition — The original award of Rs. India Law Library Docid # 2442555
(2) M/S ARLINGA GALLERIA (INDIA) PVT. LTD. (FORMERLY KNOWN AS RMZ GALLERIA (INDIA) PVT. LTD.) Vs. MRS. ARUNA NANDA[NATIONAL CONSUMER DISPUTES REDRESSAL COMMISSION] 16-04-2026 Consumer Protection Act, 2019 — Section 47(iv)(d) — Territorial Jurisdiction — Complaint filed in Delhi while property in Bangalore — Consumer Protection Act, 2019 came into force before filing of complaint, making Section 47(iv)(d) applicable — This provision allows filing of complaint where the complainant resides, India Law Library Docid # 2442556
(3) M/S. HIMALAYAN AGENCIES Vs. NEW INDIA ASSURANCE COMPANY LIMITED AND OTHER[NATIONAL CONSUMER DISPUTES REDRESSAL COMMISSION] 15-04-2026 Consumer Protection Act, 1986 — Deficiency in Service — Insurance Claim — Fire Loss — Complainant alleged arbitrary deductions from insurance claim by insurer concerning fire loss — Insurer contended claim was processed according to policy terms and surveyor's assessment, with lawful deductions for dead stock, India Law Library Docid # 2442557
(4) MANAGING DIRECTOR CHHATTISGARH RAJYA LAGHU VANOPAJ SAHKARI SANGH MARYADIT AND OTHERS Vs. UNITED INDIA INSURANCE COMPANY LIMITED[NATIONAL CONSUMER DISPUTES REDRESSAL COMMISSION] 15-04-2026 Insurance Law — Standard Fire and Special Perils Policy — repudiation of claim — fraudulent claim — violation of policy conditions — scientific evidence — analysis of burnt debris compared to fresh samples — significant variations in inorganic components — conclusion that affected items were not tendu leaves as claimed — adherence to survey report recommendations. India Law Library Docid # 2442558
(5) J.N. MEHRA(DECEASED) THROUGH LRS. GAYATRI REWAL Vs. APOLLO HOSPITAL AND OTHERS[NATIONAL CONSUMER DISPUTES REDRESSAL COMMISSION] 15-04-2026 Consumer Protection Act, 1986 — Medical Negligence — Duty of Care — Onus of Proof — Medical negligence requires a breach of duty of care, which is a failure to act as a reasonably prudent person would, or doing something a reasonably prudent person would not do — The onus to prove medical negligence lies on the complainant, who must provide both the facts to be proved (facta probanda) and the India Law Library Docid # 2442559
(6) SENIOR DEVISIONAL MANAGER, LIFE INSURANCE CORPORATION OF INDIA AND OTHERS Vs. ILMA BANO[NATIONAL CONSUMER DISPUTES REDRESSAL COMMISSION] 13-04-2026 Insurance Law — Revival of lapsed policy — False declaration by insured — Suppression of material facts regarding health at the time of revival — It is settled law that a false declaration made by the insured at the time of revival of a lapsed policy, similar to a false declaration at the time of obtaining the policy, amounts to a breach India Law Library Docid # 2442560
(7) AGRICULTURE INSURANCE COMPANY OF INDIA LIMITED AND OTHERS Vs. BANK OF INDIA AND OTHERS[NATIONAL CONSUMER DISPUTES REDRESSAL COMMISSION] 13-04-2026 Pradhan Mantri Fasal Bima Yojana (PMFBY) — Farmer Insurance Claims — Role of Banks and Insurance Companies — The scheme mandates a coordinated approach between banks and insurance companies — While banks are responsible for uploading farmer details and remitting premiums, insurance companies are expected to engage with banks to rectify discrepancies — If a bank fails to provide correct India Law Library Docid # 2442561
(8) SAPNA AND OTHERS Vs. RELIGARE HEALTH INSURANCE COMPANY LIMITED AND OTHERS[NATIONAL CONSUMER DISPUTES REDRESSAL COMMISSION] 08-04-2026 Insurance Law — Personal Accident Policy — Claim Repudiation — Accidental Death vs. Suicide — The National Consumer Disputes Redressal Commission (NCDRC) ruled that the deceased's death was accidental, not suicidal, based on multiple police investigation reports confirming the accident. The NCDRC found that the insurer failed to discharge its burden of proving that the death fell under the India Law Library Docid # 2442562
(9) V. MAHESH LIQUIDATOR FOR M/S. NAGARJUNA OIL CORPORATION LTD. Vs. NEW INDIA ASSURANCE COMPANY LTD AND OTHERS[NATIONAL CONSUMER DISPUTES REDRESSAL COMMISSION] 07-04-2026 Consumer Protection Act, 1986 — Section 2(1)(d) — Definition of "Consumer" — Insurance for business purposes — Procurement of an insurance policy for protection of assets or risks, even in the course of business, does not amount to hiring services for a "commercial purpose" if obtained for indemnification and not for profit India Law Library Docid # 2442563
(10) J. MAHANI Vs. M/S. ARN INFRA STRUCTURES INDIA LIMITED[NATIONAL CONSUMER DISPUTES REDRESSAL COMMISSION] 07-04-2026 Consumer Protection Act, 1986 — Section 2(1)(d) — Definition of Consumer — Commercial Purpose — Booking of a commercial unit for investment with assured returns, even by a retired individual for livelihood, is considered a commercial purpose and falls outside the definition of "consumer" under the Act, as it lacks the India Law Library Docid # 2442565
(11) GFC HOSPITAL Vs. NATIONAL INSURANCE COMPANY LIMITED AND OTHERS[NATIONAL CONSUMER DISPUTES REDRESSAL COMMISSION] 07-04-2026 Insurance Law — Claim repudiation based on lack of valid license and unproven ownership — The National Consumer Disputes Redressal Commission held that the insurer cannot repudiate a claim on the grounds of the insured not possessing a valid license when the policy was issued and renewed based on the then-available licenses — The Commission also found that the insured's ownership of affected items was India Law Library Docid # 2442566
(12) ROHINI BALAJI GOLI Vs. ADITYA BIRLA SUNLIFE INSURANCE COMPANY LTD.[NATIONAL CONSUMER DISPUTES REDRESSAL COMMISSION] 06-04-2026 Insurance Law — Principle of Utmost Good Faith — Material Misrepresentation/Suppression — An insurance contract is based on utmost good faith, requiring the insured to disclose all material facts — A fact is considered material if it would influence the judgment of a prudent insurer in deciding whether to undertake the risk or in fixing the premium — Suppression or misrepresentation of India Law Library Docid # 2442567
(13) HARVINDER SINGH BHULLAR AND OTHERS Vs. JAGUAR LAND ROVER AND OTHERS[NATIONAL CONSUMER DISPUTES REDRESSAL COMMISSION] 02-04-2026 Consumer Protection Act, 2019 and earlier Act) — Deficiency in Service — Warranty Period — Claim for replacement or damages due to non-deployment of airbag after warranty expiry — Vehicle purchased on 29.03.2010 with a three-year warranty expiring on 28.03.2013 — Accident occurred on 11.12.2013, well after warranty expiry — Complainant purchased the vehicle on 31.01.2014 from the India Law Library Docid # 2442568
(14) A.B. MOTORS PVT. LTD. Vs. YOGESH JAIN AND ANOTHER[NATIONAL CONSUMER DISPUTES REDRESSAL COMMISSION] 02-04-2026 Consumer Protection Act, 1986 — Sections 13(1)(c) and 14 — Defect in goods — Analysis or test required — Where a complaint alleges a defect in goods requiring analysis or testing, the District Forum must obtain a sample and refer it to a laboratory — However, if a significant safety feature, like airbags in a vehicle, fails to deploy partially during an accident, it can be considered an inherent manufacturing defect India Law Library Docid # 2442569
(15) MAA DANTESWARI COLD STORAGE AND OTHERS Vs. RELIANCE GENERAL INSURANCE CO. LTD. AND OTHERS[NATIONAL CONSUMER DISPUTES REDRESSAL COMMISSION] 30-03-2026 Insurance Law — Standard Fire and Special Perils Policy — Claim for loss due to collapse of cold storage — Complainant alleged loss due to heavy rainfall and inundation, covered under the policy — Insurance company repudiated claim, stating no evidence of heavy rainfall or inundation, and the cause of collapse was not covered — Court found no evidence on record to substantiate that heavy rains resulted in inundation India Law Library Docid # 2442570
(16) HYUNDAI MOTOR INDIA LIMITED Vs. MRS. CIJIONI MATILDA DIAS AND OTHERS[NATIONAL CONSUMER DISPUTES REDRESSAL COMMISSION] 30-03-2026 Consumer Protection Act, 1986 — Manufacturing Defects and Deficiencies — Steering and Mileage Issues — The National Commission reviewed a consumer dispute involving a Hyundai i10 vehicle purchased by Respondent No — 1 — The complaint alleged a manufacturing defect in the steering system and low mileage — The District Commission and State Commission found in favor of the complainant, directing a refund India Law Library Docid # 2442571
(17) BS. AJATSHATRU SINGH MINA Vs. VOLKSWAGEN GROUP SALES INDIA PVT. LTD. AND OTHERS[NATIONAL CONSUMER DISPUTES REDRESSAL COMMISSION] 30-03-2026 Motor Vehicles Act, 1988 — Section 185 — Driving under the influence of alcohol — Essential ingredients — To establish an offense under Section 185, the prosecution must prove beyond reasonable doubt that the driver was operating a motor vehicle while under the influence of alcohol, and that the quantity of alcohol in their blood exceeded the prescribed limit — The mere act of driving is not sufficient; the influence of alcohol must be demonstrated. India Law Library Docid # 2442572
(18) M/S. AJAY PLASTIC INDUSTRIES Vs. UNITED INDIA INSURANCE CO. LTD.[NATIONAL CONSUMER DISPUTES REDRESSAL COMMISSION] 27-03-2026 Insurance Law — Fire Claim — Dishonesty and Utmost Good Faith — A fire occurred at the complainant's premises, and they filed a claim for a significant amount — The insurance company repudiated the claim, alleging that the complainant had not provided genuine documents and had concealed information, thereby violating the principle of utmost good faith — The surveyors found discrepancies in the complainant's India Law Library Docid # 2442573
(19) SUDESH Vs. LIFE INSURANCE CORPORATION OF INDIA[NATIONAL CONSUMER DISPUTES REDRESSAL COMMISSION] 27-03-2026 Insurance Law — Contract of utmost good faith (Uberrimae Fidei) — Disclosure of material facts — Non-disclosure of a disease is only material if it influences the insurer's decision to issue the policy or fix the premium, or if it has a clear nexus with the cause of death. India Law Library Docid # 2442574
(20) VIJAYA HEALTH CENTRE Vs. K. KARIBEERAN (DECEASED) AND OTHERS[NATIONAL CONSUMER DISPUTES REDRESSAL COMMISSION] 25-03-2026 Medical Negligence — Perforation of Large Intestine — Analysis of Causation — The primary issue was whether a perforation in the large intestine was caused by a surgical instrument during laparoscopy or was a spontaneous occurrence due to acute colitis — The court examined extensive medical literature and operative notes to determine the cause, noting that while surgical injury could cause perforation, India Law Library Docid # 2442575