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(621) THE ORIENTAL INSURANCE COMPANY LTD. AND OTHER Vs. MRS. PATEL HIRAL RAGHUNATH AND OTHER[GUJARAT STATE CONSUMER DISPUTES REDRESSAL COMMISSION] 29-11-2023
Consumer Law – Mediclaim - Pre-existing disease - The complainant alleges that complainant no.2, father has multiple insurance policies, each with different renewal numbers, resulting in a total insured sum of Rs.3,00,000/-. - The complainant filed a claim for Rs.3,00,000 against an insurance company for treating an anterior wall myocardial infarction - The insurance company refused to pay due to the patient's pre-existing health condition
India Law Library Docid # 2400971

(622) UNITED INDIA INSURANCE CO. LTD. AND OTHERS Vs. KAMLA DEVI AND ANOTHER[NATIONAL CONSUMER DISPUTES REDRESSAL COMMISSION] 28-11-2023
Consumer Protection Act, 1986 – Section 21(b) – Revisional Jurisdiction - The revisional jurisdiction of the National Commission under Section 21(b) of the said Act is extremely limited - It should be exercised only in case as contemplated within the parameters specified in the said provision, namely when it appears to the National Commission that the State Commission had exercised a jurisdiction not vested in it by law
India Law Library Docid # 2400949

(623) M/S ROYAL INFRACONSTRU LTD. Vs. M/S EXPORT CREDIT GUARANTEE CORPORATION OF INDIA LTD. AND OTHERS[NATIONAL CONSUMER DISPUTES REDRESSAL COMMISSION] 28-11-2023
Consumer Law – Terms of Contract - The Complainant, a steel railway sleeper manufacturer, obtained a purchase order from Mokarrar Engineering Material Company for 50,000 sleepers for railway construction in Iran - The buyer made payments at Keshavarzi Bank, Iran, while the negotiating bank was State Bank of India - The Complainant requested prompt response due to Iran sanctions and suggested amending the LC to British Pounds currency
India Law Library Docid # 2400947

(624) PUNJAB & SIND BANK Vs. NACHATTER SINGH[NATIONAL CONSUMER DISPUTES REDRESSAL COMMISSION] 28-11-2023
Consumer Law - Agricultural credit loan – Entitlement to get NOC - The complainant used an agricultural credit loan of Rs. 4,50,000/- for crop raising and other agricultural needs - In 2009, the OP refused to accept the loan due to embezzlement - In 2010, he received a notice with an outstanding amount of Rs. 7,41,747/- and deposited Rs. 5,74,000/-. Despite repayment, no dues certificate was issued - The complainant filed a complaint with the District Forum,
India Law Library Docid # 2400948

(625) UHBVNL GOHANA, TEHSIL GOHANA AND OTHERS Vs. RAJ KUMAR R/O GOHANA, TEHSIL GOHANA AND OTHERS[HARYANA STATE CONSUMER DISPUTES REDRESSAL COMMISSION] 28-11-2023
Consumer Law – Electricity Bill - The complainant received an electric connection NDS bill for Rs.2,17,686/- and was informed of a three-year penalty - He deposited Rs.50,000/- to avoid criminal liability and disconnection - He claims the audit report and bill are wrong, illegal, null, and void, violating natural justice and law provisions - OPs/appellants argue that a bill for Rs.2,17,686/- was issued based on actual consumption and an audit report, and the complainant's complaint is not mainta
India Law Library Docid # 2400975

(626) SHRIRAM GENERAL INSURANCE COMPANY LIMITED AND OTHERS Vs. SANJAY KUMAR S/O SH. NARAIN SINGH[HIMACHAL PRADESH STATE CONSUMER DISPUTES REDRESSAL COMMISSION] 28-11-2023
Opposite parties/Insurance company resisted and contested the complaint by filing reply and stated that complainant has not supplied even a single document to the opposite parties and in the absence of document, the opposite parties are not in a position to rebut the averments made in the complaint.
India Law Library Docid # 2400986

(627) THE ASSISTANT ENGINEER, KSEB ELECTRICAL SECTION PARAVATTI TRISSUR AND OTHERS Vs. SUKUMARAN AMBADI PROPREITOR AMBADI BLDG KK ROAD PARAVATTI TRISSUR[KERALA STATE CONSUMER DISPUTES REDRESSAL COMMISSION] 27-11-2023
This is an appeal filed under section 15 of the Consumer Protection Act, 1986 by the opposite parties in C.C.No.122/2012 on the file of the District Consumer Disputes Redressal Commission, Thrissur (the District Commission for short). As per the order dated 29.06.2018, the District Commission allowed the complaint and directed the opposite parties to pay Rs.20,000
India Law Library Docid # 2400991

(628) HYUNDAI MOTORS INDIA LTD. Vs. P.R.MEENA AND OTHERS[DELHI STATE CONSUMER DISPUTES REDRESSAL COMMISSION] 24-11-2023
Consumer Law – Motor Vehicle - Improper functioning of the vehicle - The complainant purchased a new Hyundai I 10 car on 04.09.09, which was allegedly damaged when the rear tire and rim broke off during normal driving, causing an accident and injury - Consumers may be dissatisfied with the services provided by a multinational company if the car starts experiencing problems or defects within a month of purchase.
India Law Library Docid # 2400966

(629) DR. ROOPA SALWAN Vs. UCO BANK AND ANOTHER[DELHI STATE CONSUMER DISPUTES REDRESSAL COMMISSION] 24-11-2023
Consumer Protection Act, 1986 – Section 2(1)(g) - Deficiency in service – Burden of Proof - Summary proceedings cannot decide complaints involving highly disputed facts or cases of criminality like fraud or cheating under the Consumer Protection Act, 1986 - The burden of proving deficiency in service lies with the person alleging it - The Appellant failed to prove a deficiency in service, so the appeal is dismissed.
India Law Library Docid # 2400967

(630) EMAAR INDIA LIMITED Vs. RADHIKA SAREEN[CHANDIGARH STATE CONSUMER DISPUTES REDRESSAL COMMISSION] 24-11-2023
In the case in hand, the opposite party-Emaar India Limited has come up in this appeal, assailing the order dated 21.09.2023 passed by the District Commission-II, U.T., Chandigarh, vide which, an application for amendment filed during pendency of consumer complaint bearing no.131 of 2021 was allowed by it and the respondent-complainant was allowed to add relief of delivery of possession of the plot in the relief clause
India Law Library Docid # 2400961

(631) S.B.I. LIFE INSURANCE COMPANY LIMITED AND OTHERS Vs. MRS. RANJNA BAJAJ[PUNJAB STATE CONSUMER DISPUTES REDRESSAL COMMISSION] 24-11-2023
The briefs facts for disposal of this appeal are that the husband of the complainant; namely, Sh. Arun Bajaj (hereinafter referred to as “DLA”), had availed a loan from State Bank of Bikaner and Jaipur, Sahnewal Branch, Ludhiana and in order to secure the said loan, he purchased an insurance policy
India Law Library Docid # 2400998

(632) NEELAM SETH WIFE OF SHRI ANIL SETH Vs. M/S SANDHU AUTOMOBILES PVT. LTD. AND OTHERS[PUNJAB STATE CONSUMER DISPUTES REDRESSAL COMMISSION] 24-11-2023
The appellant/complainant Neelam Seth being aggrieved by the order dated 06.01.2023 passed by the District Consumer Disputes Redressal Commission, Ludhiana (hereinafter referred as the “District Commission”) in C.C. No.97 of 2019
India Law Library Docid # 2400999

(633) MR. RAJESH KUMAR Vs. STAR HEATH AND ALLIED INSURANCE COMPANY LIMITED[PUNJAB STATE CONSUMER DISPUTES REDRESSAL COMMISSION] 24-11-2023
Briefly, the facts of the case as made out by the Complainant in the complaint filed before the District Commission are that the complainant had purchased a Family Health Benefit Mediclaim Insurance Policy for the period w.e.f. 31.08.2019 to 30.08.2020.
India Law Library Docid # 2401000

(634) VIJAY BHARGAVA Vs. UNION OF INDIA AND ANOTHER[NATIONAL CONSUMER DISPUTES REDRESSAL COMMISSION] 24-11-2023
Consumer Protection Act, 1986 – Section 19 - Railways Claim Tribunal Act, 1987 – Sections 13, 15 and 8 - Railways Act, 1989 – Section - 124, 124-A and 125 – ‘untoward incident’ - On 05.05.2007, the Appellant was traveling from Kolkata to New Delhi on the Howrah-Delhi Rajdhani Express. - He encountered an unruly crowd near the coach entrance and was pushed towards the main door, - He fell on the railway track
India Law Library Docid # 2400944

(635) NEW INDIA ASSURANCE CO. LTD. Vs. M/S. THE DESIGN SANGRAH[NATIONAL CONSUMER DISPUTES REDRESSAL COMMISSION] 24-11-2023
Consumer Law - ‘Standard Fire' and 'Special Perils Policy' – The Complainant filed a complaint against the OP/Insurer for a fire that broke out in a factory - The OP had three insurance policies covering the building, plant, machinery, accessories, stocks, and pressing tables and sewing machines
India Law Library Docid # 2400945

(636) NIAKSHA THAKUR D/O SH. MANISH THAKUR AND OTHERS Vs. HDFC STANDARD LIFE INSURANCE COMPANY LIMITED AND OTHERS[HIMACHAL PRADESH STATE CONSUMER DISPUTES REDRESSAL COMMISSION] 24-11-2023
The complainants have filed the instant complaint seeking directions to the opposite parties to pay Rs.1,00,00,000/- along with interest @ 12% per annum from 05.01.2019, till its realization, Rs.30,00,000/- for the unfair trade practices and deficiency in service and Rs.1,10,000/- for litigation charges.
India Law Library Docid # 2400985

(637) RAMAKRISHNA HOUSE BUILDING CO-OPERATIVE SOCIETY LTD. AND OTHERS Vs. VIJAYA M KANCHANAHALLI AND OTHERS[KARNATAKA STATE CONSUMER DISPUTES REDRESSAL COMMISSION] 24-11-2023
These are the appeals filed U/s.41 of CPA 2019 by OP.1 & 2/Appellants aggrieved by the order dtd.31.03.2022 & 31.05.2022 passed in CC/23, 21, 13 & 18/2017 on the file of Mysuru District Commission.
India Law Library Docid # 2400988

(638) COUNTRY CLUB (INDIA) LIMITED Vs. MR. VIJAY SEHGAL[DELHI STATE CONSUMER DISPUTES REDRESSAL COMMISSION] 23-11-2023
The present appeal has been filed on 27.10.2023 challenging the impugned order dated 13.04.2023 in Complaint Case No.367/2014 passed by the District Consumer Disputes Redressal Commission-III (West), C-150-151, Community Centre, Pankha Road, Janakpuri, New Delhi-110058 whereby the complaint was allowed.
India Law Library Docid # 2400965

(639) M/S. LAXMI CIVIL ENGINEERING SERVICES PVT. LTD. Vs. DIVISIONAL MANAGER, ORIENTAL INUSRNACE CO. LTD. AND ANOTHER[NATIONAL CONSUMER DISPUTES REDRESSAL COMMISSION] 23-11-2023
Consumer Law – ‘Contractors All Risk Insurance Policy’ - The complainant company was awarded a contract for road construction - Heavy rain caused damage, causing a loss estimated at Rs. 2 crore, but subsequently in the second report he reduced the loss suffered by the complainant to the tune of Rs. 71,34,518/ - and a cheque for this amount was received by complainant company and submitted discharge voucher in full and final settlement
India Law Library Docid # 2400955

(640) THIRTHANKAR SUPERSPECIALITY HOSPITAL AND OTHERS Vs. MANZOOR HUSSAIN NADEEM[NATIONAL CONSUMER DISPUTES REDRESSAL COMMISSION] 23-11-2023
Consumer Law – Medical Negligence – The complainant's daughter, suffering from fever and kidney issues, underwent a minor operation called stanting - The doctor performed nine operations, but the complainant alleges that the doctor failed to monitor her condition in the post-operation care room, recording vital signs every hour -A patient died during an operation due to abnormal blood pressure and lack of proper antibiotics - The complainant filed a complaint for compensation of Rs. 25,00,000/-,
India Law Library Docid # 2400953