(41) SOMANI KANAK SEEDZ PVT. LTD. Vs. JASWANT SINGH AND OTHERS[NATIONAL CONSUMER DISPUTES REDRESSAL COMMISSION] 12-05-2026 Consumer Protection Act, 1986 — Section 13(1)(c) — Defective Seeds — Burden of Proof — Complainant must provide expert evidence or laboratory testing to prove defects in seeds, especially concerning quality and taste, as per the Act — Mere non-recommendation by an agricultural university or variations in yield compared to other India Law Library Docid # 2444392
(42) STATE BANK OF INDIA AND OTHERS Vs. VINAY KUMAR AND ANOTHER[NATIONAL CONSUMER DISPUTES REDRESSAL COMMISSION] 11-05-2026 Consumer Protection Act, 1986 — Deficiency in Service — Loss of Title Deed — Bank lost original title deed of respondent's mortgaged property which was returned after closure of loan — Bank admitted loss and offered certified copy, but respondent filed complaint — State Commission directed Bank to return original deed or pay Rs India Law Library Docid # 2444393
(43) SMT. MAHINDRA DEVI OSTWAL Vs. DR. SANDEEP KOTHARI AND OTHERS[NATIONAL CONSUMER DISPUTES REDRESSAL COMMISSION] 11-05-2026 Consumer Protection Act, 1986 — Medical Negligence — Complaint alleging negligence in cataract surgery leading to loss of eyesight — State Commission dismissed the complaint, finding no negligence and attributing the complication to an external cause — Appeal filed before the National Commission. India Law Library Docid # 2444394
(44) DR. THOMAS V. THOMAS Vs. LIFE INSURANCE CORPORATION OF INDIA AND ANOTHER[NATIONAL CONSUMER DISPUTES REDRESSAL COMMISSION] 11-05-2026 Review Application — Powers of Commission — The National Consumer Disputes Redressal Commission has the power to review its own orders if there is an error apparent on the face of the record, as per Section 60 of the Consumer Protection Act, 2019, or Section 22(2) of the Consumer Protection Act, 1986, applicable to India Law Library Docid # 2444395
(45) SURYA HOSPITAL AND OTHERS Vs. DAYAWATI AND OTHERS[NATIONAL CONSUMER DISPUTES REDRESSAL COMMISSION] 11-05-2026 Medical Negligence — Allegations surrounding excessive administration of IV fluids, pulmonary oedema, and subsequent death of a patient in a hospital — The State Commission found negligence based on expert opinion, but the National Commission noted that the expert report lacked clarity and access to crucial X-ray India Law Library Docid # 2444429
(46) MEGHA VERMA Vs. IBT INSTITUTE PVT. LTD. AND OTHERS[NATIONAL CONSUMER DISPUTES REDRESSAL COMMISSION] 08-05-2026 Consumer Protection Act, 2019 — Section 51(2) — Revision Petition vs. Appeal — A revision petition cannot be automatically converted into an appeal, as an appeal under Section 51(2) requires a substantial question of law, whereas a revision petition does not have this prerequisite — The court may, however, treat a compilation as an appeal if substantial questions of law are proposed and argued. India Law Library Docid # 2444396
(47) M/S. SANGAM COLD STORAGE & ICE PLANT Vs. NEW INDIA ASSURANCE COMPANY LIMITED AND OTHERS[NATIONAL CONSUMER DISPUTES REDRESSAL COMMISSION] 05-05-2026 Insurance Law — Fire Insurance Claim — Burden of Proof — The complainant must prove the actual occurrence of a fire and that the loss was caused by it, not just a spark or a minor electrical issue — The mere existence of a fire peril policy does not automatically cover all losses, especially if the damage is not a direct result of fire. India Law Library Docid # 2444430
(48) DEEP SEA RESORT ANDAMAN PRIVATE LIMITED Vs. ANDAMAN AND NICOBAR STATE COOPERATIVE BANK LIMITED[NATIONAL CONSUMER DISPUTES REDRESSAL COMMISSION] 23-04-2026 Consumer Protection Act, 2019 — Pecuniary Jurisdiction — Repayment of loan amounts does not constitute consideration paid for services rendered by the bank for determining pecuniary jurisdiction — Only amounts paid to avail bank services, like loan processing charges, can be considered. India Law Library Docid # 2444397
(49) MOHINDER PAL SINGH Vs. PAN REALTORS PRIVATE LIMITED[NATIONAL CONSUMER DISPUTES REDRESSAL COMMISSION] 23-04-2026 Consumer Protection Act, 1986 — Section 21 — Deficiency in Service — Delayed Possession — Builder failed to deliver possession of housing units within the agreed timeline, including the grace period — Offer of possession without a valid India Law Library Docid # 2444398
(50) BALAJI COLD STORAGE AND ICE FACTORY Vs. SRI PAL GUPTA[NATIONAL CONSUMER DISPUTES REDRESSAL COMMISSION] 23-04-2026 Consumer Protection Act, 1986 — Section 17(1)(a) and Section 21(b) — Revision Petition — Delay Condonation — Delay in filing revision petitions was condoned due to sufficient reasons stated in applications. India Law Library Docid # 2444399
(51) BANK OF BARODA (ERSTWHILE DENA BANK) Vs. M/S DUTTA WELDING & REPAIR WORKS[NATIONAL CONSUMER DISPUTES REDRESSAL COMMISSION] 23-04-2026 Consumer Protection Act, 1986 — Deficiency in service by Bank — Bank took out an insurance policy for hypothecated assets but failed to include coverage for theft and burglary for the subsequent period — There was no intimation to the complainant nor their consent obtained before omitting this coverage — This omission constituted India Law Library Docid # 2444400
(52) VINEET VIDGE Vs. UNITED INDIA INSURANCE CO. LTD[NATIONAL CONSUMER DISPUTES REDRESSAL COMMISSION] 23-04-2026 Insurance Law — Fire Claim — Repudiation of claim by insurance company based on worker's statement alleging owner's negligence in repairing an electric press leading to a fire — National Consumer Disputes Redressal Commission found no India Law Library Docid # 2444401
(53) SANTOSH SHARMA Vs. SANTOSH CHILD & MULTISPECIALITY HOSPITAL[NATIONAL CONSUMER DISPUTES REDRESSAL COMMISSION] 23-04-2026 Consumer Protection Act, 1986 — Section 2(1)(d) — Consumer — Medical services — Maintainability of complaint — A hospital is considered to be outside the purview of the Consumer Protection Act only if medical services are provided entirely free of charge to all patients — If a hospital provides free services to some patients India Law Library Docid # 2444402
(54) KANHAIYA LAL Vs. UNITED INDIA INSURANCE COMPANY LIMITED[NATIONAL CONSUMER DISPUTES REDRESSAL COMMISSION] 23-04-2026 Consumer Protection Act, 1986 — Sections 21(b) — Insurance claim repudiation — Breach of policy condition — Arson — The claim could not be repudiated in full because the fire was a criminal act and there was no causal connection between the alleged commercial use and the fire — The insurer cannot avoid liability altogether India Law Library Docid # 2444403
(55) DR. SATISH KISHORANADN AROLKAR Vs. SUSHIL MUKESH GAGLANI[NATIONAL CONSUMER DISPUTES REDRESSAL COMMISSION] 23-04-2026 Consumer Protection Law — Deficiency in service — PRP Treatment — Complainant failed to prove negligence or unfair trade practice by medical practitioners despite seeking hair regrowth treatment, as personal body response varies and no expert evidence was presented to establish fault. India Law Library Docid # 2444404
(56) VARSHA MADHUKAR KHANWALKAR AND OTHERS Vs. AXIS BANK AND OTHERS[NATIONAL CONSUMER DISPUTES REDRESSAL COMMISSION] 20-04-2026 Consumer Protection Act, 2019 — Scope of jurisdiction — Complaints involving speculative stock trading and investments for profit are considered commercial transactions and fall outside the purview of consumer complaints. India Law Library Docid # 2444405
(57) BRANCH MANAGER, RELIANCE LIFE INSURANCE COMPANY LIMITED Vs. SHRI VILAS HARIMAN SHINDE[NATIONAL CONSUMER DISPUTES REDRESSAL COMMISSION] 20-04-2026 Insurance Law — Life Insurance Policy — Premium Payment and Policy Validity — The National Consumer Disputes Redressal Commission dismissed a revision petition, upholding decisions by lower consumer forums — The core issue was whether a life insurance policy remained valid when the life assured died before the next premium due date, despite a premium having been paid earlier — The Commission found no illegality in the concurrent findings of the lower forums that if India Law Library Docid # 2444406
(58) INDRAPRASTHA APOLLO HOSPITAL Vs. RAJ KARAN SINGH[NATIONAL CONSUMER DISPUTES REDRESSAL COMMISSION] 17-04-2026 Consumer Protection Act, 1986 — Medical Negligence — Compensation Enhancement — Enhancement of compensation by State Commission from Rs. 1,00,000/- to Rs. 10,00,000/- was deemed excessive and punitive, particularly in light of expert medical opinion suggesting multiple potential causes for the patient's collapse, and the patient's pre-existing critical condition — The original award of Rs. India Law Library Docid # 2442555
(59) M/S ARLINGA GALLERIA (INDIA) PVT. LTD. (FORMERLY KNOWN AS RMZ GALLERIA (INDIA) PVT. LTD.) Vs. MRS. ARUNA NANDA[NATIONAL CONSUMER DISPUTES REDRESSAL COMMISSION] 16-04-2026 Consumer Protection Act, 2019 — Section 47(iv)(d) — Territorial Jurisdiction — Complaint filed in Delhi while property in Bangalore — Consumer Protection Act, 2019 came into force before filing of complaint, making Section 47(iv)(d) applicable — This provision allows filing of complaint where the complainant resides, India Law Library Docid # 2442556
(60) M/S. HIMALAYAN AGENCIES Vs. NEW INDIA ASSURANCE COMPANY LIMITED AND OTHER[NATIONAL CONSUMER DISPUTES REDRESSAL COMMISSION] 15-04-2026 Consumer Protection Act, 1986 — Deficiency in Service — Insurance Claim — Fire Loss — Complainant alleged arbitrary deductions from insurance claim by insurer concerning fire loss — Insurer contended claim was processed according to policy terms and surveyor's assessment, with lawful deductions for dead stock, India Law Library Docid # 2442557