(21) RABINDRA PRASAD SAH AND OTHERS Vs. APOLLO MULTISPECIALITY HOSPITAL LTD. AND OTHERS[NATIONAL CONSUMER DISPUTES REDRESSAL COMMISSION] 25-03-2026 Consumer Protection Act, 1986 — Section 13(2)(a) — Mandatory Time Limit for Filing Written Statement — The Supreme Court has held that the provision for filing a written statement within 30 days, extendable by only 15 days, is mandatory and not directory — Failure to adhere to this time limit results in forfeiture of the right to file a written statement — This ensures speedy disposal of consumer cases. India Law Library Docid # 2442576
(22) PRIAJIT SANDHU AND OTHERS Vs. ARDEE INFRASTRUCTURE AND OTHERS[NATIONAL CONSUMER DISPUTES REDRESSAL COMMISSION] 25-03-2026 Consumer Protection Act, 1986 — Section 2(1)(d) and 2(1)(g) — Deficiency in Service — Housing Project — Builder's Failure to Deliver Possession — State Commission's Order for Refund — Appellants sought possession but State Commission ordered refund with interest and compensation — Appellants argued for possession, while respondents offered possession on an "as is where is" basis due to a cancelled India Law Library Docid # 2442577
(23) M. LOKAPPA GOWDA AND OTHERS Vs. SATISH SONI[NATIONAL CONSUMER DISPUTES REDRESSAL COMMISSION] 23-03-2026 Suit for recovery of money — Plaintiff filed a suit for recovery of an amount of Rs. 14,75,624/- with interest and costs against the defendant — The plaintiff claimed that the defendant had borrowed money from him on several occasions — The plaintiff further stated that the defendant had acknowledged the debt by signing blank cheques and promissory notes given by the plaintiff — The defendant denied borrowing any money India Law Library Docid # 2442578
(24) UNITED INDIA INSURANCE CO. LTD. Vs. CHETAN RANA AND OTHERS[NATIONAL CONSUMER DISPUTES REDRESSAL COMMISSION] 23-03-2026 Consumer Protection Act, 1986 — Section 21(b) — Revisional Jurisdiction — Limited Scope — Powers are restricted to errors of jurisdiction, material irregularity, or perversity — Concurrent findings of fact by lower consumer forums cannot be interfered with unless these specific conditions are met — Insurance claim repudiation — Standard Fire and Special Perils Policy — Exclusion clause concerning electrical machines — Fire India Law Library Docid # 2442579
(25) NURTURE WORK SPACE SOLUTIONS INDIA LLP Vs. BAGGA LUXURY MOTORCARS LLP AND OTHERS[NATIONAL CONSUMER DISPUTES REDRESSAL COMMISSION] 20-03-2026 Consumer Protection Act, 2019 — Pecuniary Jurisdiction — Section 58(1)(a)(i) — Interpretation of "paid as consideration" — Held that registration and road tax paid to government exchequer are not part of consideration paid to seller or service provider for determining pecuniary jurisdiction of National Commission. India Law Library Docid # 2442580
(26) UNITED INDIA INSURANCE CO. LTD. Vs. RAMA KRISHNA SPINTEX ( P) LTD.[NATIONAL CONSUMER DISPUTES REDRESSAL COMMISSION] 19-03-2026 Property Law — Sale Deed vs. Gift Deed — Effect of Registration — A registered sale deed, involving transfer of property for consideration, conveys full title to the purchaser — Any subsequent attempt by the original vendor to transfer the same property via a gift deed after the sale would be legally void and ineffective, as the vendor no longer possesses title to gift. India Law Library Docid # 2442632
(27) PNB METLIFE INDIA INSURANCE COMPANY LIMITED AND OTHERS Vs. SMT. POONAM GAMBHIR AND OTHERS[NATIONAL CONSUMER DISPUTES REDRESSAL COMMISSION] 18-03-2026 Negotiable Instruments Act, 1881 — Section 138 — Dishonour of cheque — Presumption of debt — A cheque issued in discharge of a debt creates a statutory presumption that it was issued for a legally enforceable debt — The burden of proof shifts to the accused to rebut this presumption. India Law Library Docid # 2442633
(28) UNITED INDIA INSURANCE CO. LTD. Vs. SHRI CHHOTE LAL AND OTHERS[NATIONAL CONSUMER DISPUTES REDRESSAL COMMISSION] 18-03-2026 Motor Vehicles Act, 1988 — Section 10(2) — Driving Licence Classification — A motorcycle, with or without gear, is a distinct class of vehicle separate from a Light Motor Vehicle (LMV) — A licence specifically for LMV does not automatically permit the holder to drive a motorcycle unless there is a specific endorsement for it — The Supreme Court's decision in Mukund Dewangan v — Oriental Insurance India Law Library Docid # 2442634
(29) GOVIND RAM AND OTHERS Vs. HDFC STANDARD LIFE INSURANCE CO. LTD.[NATIONAL CONSUMER DISPUTES REDRESSAL COMMISSION] 18-03-2026 Insurance Law — Repudiation of Claim — Material Misrepresentation of Age — Doctrine of Utmost Good Faith (Uberrimae Fidei) — An insurance contract is based on utmost good faith from both parties — If an insurer accepts proposal documents like PAN card and Ration Card as proof of age without objection at the time of issuing the policy, they cannot later repudiate the claim based on speculative or India Law Library Docid # 2442635
(30) M/S SKS ISPAT AND POWER LTD. Vs. THE ORIENTAL INSURANCE CO. LTD. AND OTHERS[NATIONAL CONSUMER DISPUTES REDRESSAL COMMISSION] 18-03-2026 Insurance Law — Fire Industrial All Risk Policy — Machinery Breakdown Cover — Accidental Damage vs. Wear and Tear — The Commission found that the breakdown of the Turbo Generator was accidental and covered under the policy, not excluded as wear and tear — This was based on the consistent findings of the complainant's technical team, the original equipment manufacturer (BHEL), the India Law Library Docid # 2442636
(31) NARENDER KUMAR GUPTA Vs. M/S SAHA INFRATECH PVT. LTD. AND OTHERS[NATIONAL CONSUMER DISPUTES REDRESSAL COMMISSION] 18-03-2026 Consumer Protection Act, 1986 — Deficiency in Service — Refund of Amount — Opposite parties failed to deliver the flat despite receiving substantial payment from the complainant. The averments in the complaint remained unchallenged as no written version was filed. Held, there was a clear deficiency in service by the opposite parties. India Law Library Docid # 2442637
(32) SHRI ACHIN GARG Vs. M/S LAND MARK APARTMENTS PRIVATE LIMITED[NATIONAL CONSUMER DISPUTES REDRESSAL COMMISSION] 17-03-2026 Consumer Protection Act, 1986 — Deficiency in service — Delay in possession — Builder defaulted in timely payments and rescinded agreement — Builder can only forfeit 10% of sale consideration as earnest money, not beyond, unless actual loss proven — Sale to third party at a lower price after significant delay cannot be attributed to original allottee's default. India Law Library Docid # 2442631
(33) THE EXECUTIVE ENGINEER, JODHPUR VIDYUT VITRAN NIGAM LTD. (O&M) AND OTHER Vs. JAGDISH SINGH RAJPUROHIT AND OTHER[NATIONAL CONSUMER DISPUTES REDRESSAL COMMISSION] 12-03-2026 Consumer Protection Act, 1986 — Section 21(b) — Revisional jurisdiction of National Commission — Limited — Interference justified only if lower fora exercised jurisdiction not vested, failed to exercise vested jurisdiction, or acted illegally or with material irregularity — Not for re-appreciation of evidence — Petitioners failed to demonstrate jurisdictional error or material irregularity in appreciation of evidence by India Law Library Docid # 2440665
(34) JAYA GUPTA Vs. M/S IREO GRACE REALTECH PVT. LTD. AND OTHER[NATIONAL CONSUMER DISPUTES REDRESSAL COMMISSION] 10-03-2026 Consumer Protection Act, 1986 — Unfair Trade Practice — One-sided clauses in apartment buyer's agreement — Developer cannot compel apartment buyers to be bound by such terms — Forfeiture of amounts beyond a reasonable limit is an unfair trade practice. India Law Library Docid # 2440666
(35) DR. VIVEK K. JAIN, VIVEK JAIN HOSPITAL AND OTHERS Vs. LAKHWINDER SINGH AND OTHERS[NATIONAL CONSUMER DISPUTES REDRESSAL COMMISSION] 10-03-2026 Consumer Protection Act, 1986 — Sections 12, 21(b) — Medical Negligence — Injury to Common Bile Duct (CBD) during gall bladder surgery — Liability of doctors — Lower forums found Opposite Parties 1 & 2 liable for medical negligence and deficiency in service — National Commission upheld these findings — Revision petitions by Opposite Parties 1 & 2 dismissed — Revision petition by complainants allowed for enhancement of compensation — Opposite Parties 1 & 2 jointly and India Law Library Docid # 2440667
(36) ATC LOGISTICAL SOLUTIONS PVT. LTD. Vs. PIRAMAL HEALTHCARE LIMITED AND ANOTHER[NATIONAL CONSUMER DISPUTES REDRESSAL COMMISSION] 06-03-2026 Consumer Protection Act, 1986 — Section 19 — Appeal against order of State Consumer Disputes Redressal Commission — Issue of jurisdiction — Territorial and Pecuniary Jurisdiction — Contractual clause excluding jurisdiction of certain courts — Insurance company's right to sue under subrogation — Definition of 'consumer' under the Act. India Law Library Docid # 2440668
(37) SUBASH CHANDRA SEN Vs. HDFC LTD.[NATIONAL CONSUMER DISPUTES REDRESSAL COMMISSION] 27-02-2026 Consumer Protection Act, 1986 — Section 2(1)(g) and 2(1)(r) — Deficiency in Service and Unfair Trade Practice — Home Loan Disbursement — Due Diligence by Financial Institution — The National Consumer Disputes Redressal Commission held that while a Housing Finance Company (HFC) could have exercised greater due diligence, in the absence of the complainants themselves exercising reasonable care, India Law Library Docid # 2440669
(38) CANARA BANK Vs. M/S. OASYS CYBERNETICS PVT. LTD.[NATIONAL CONSUMER DISPUTES REDRESSAL COMMISSION] 25-02-2026 Consumer Protection Act, 1986 — Section 2(1)(d)(ii) — Definition of "Consumer" — Commercial Purpose — Bank Guarantees availed for the purpose of facilitating profit generation in a business transaction are not considered to be for a commercial purpose that excludes them from the definition of a consumer under the Act, especially when the dispute concerns the refund of commission for unutilized periods India Law Library Docid # 2440671
(39) SUNEHRI CARS PVT. LTD. Vs. GANESHARAM AND OTHERS[NATIONAL CONSUMER DISPUTES REDRESSAL COMMISSION] 25-02-2026 Consumer Protection Act, 1986 — Section 21(b) — Revisional Jurisdiction — Limited scope — Cannot be invoked for setting aside orders based solely on appreciation of facts. India Law Library Docid # 2440672
(40) NISSAN MOTOR INDIA PRIVATE LIMITED Vs. JAISON LUKOSE AND OTHERS[NATIONAL CONSUMER DISPUTES REDRESSAL COMMISSION] 25-02-2026 Consumer Protection Act, 1986 — Section 2(1)(g) — Deficiency in service — Manufacturing defect — Vehicle purchased with manufacturing defect — State Commission awarded refund of purchase price and compensation — High Court modified the order, directing refund of the principal amount without interest or India Law Library Docid # 2440673