(401) MRS. LAXMI KAUR Vs. IFFCO TOKIO GENERAL INSURANCE CO. LTD.[DELHI STATE CONSUMER DISPUTES REDRESSAL COMMISSION] 03-04-2024 Condonation of delay - Complainant filed an appeal challenging the order dated 20.07.2023, which allowed Complaint Case No.86/2017 - The main issue is the maintainability of the application IA No.212/2024 for condonation of delay in filing the appeal - The appellant argued that the delay was due to not receiving the order, shifting residence, and personal circumstances including childbirth and her children’s illness - Not explicitly mentioned, but it can be inferred that the respondent would cha India Law Library Docid # 2403810
(402) GENERAL MANAGER, M/S. BSCPL INFRASTRUCTURE LIMITED AND ANOTHER Vs. SENTHIL PRABHU R.[NATIONAL CONSUMER DISPUTES REDRESSAL COMMISSION] 02-04-2024 Consumer Law – Housing - The case involves a builder-buyer dispute regarding the use of sub-standard materials and the non-provision of amenities in a residential township - The main issues are the alleged deficiencies in construction, the non-construction of a clubhouse, and the non-provision of other amenities - The petitioner contends that there was a compromise between the association of buyers and the builders, which was part of an arbitration award, and that the State Commission's orders w India Law Library Docid # 2413815
(403) UNITED INDIA INSURANCE CO. LTD. Vs. MEDIALOGIC[NATIONAL CONSUMER DISPUTES REDRESSAL COMMISSION] 02-04-2024 Consumer Law - Standard Fire and Special Perils Policy - The respondent obtained a “Standard Fire and Special Perils Policy” from the appellant for their premises, which suffered damage due to torrential rains - The appellant's surveyor assessed the loss but later recommended closing the claim as 'no claim' due to lack of documentation from the respondent - The main issue is whether the State Commission's order, issued after placing the appellant ex-parte for non-appearance, is justified - The a India Law Library Docid # 2413816
(404) M/S. AJMER FOODS PRODUCTS PVT. LTD. AND OTHERS Vs. ORIENTAL INSURANCE CO. LTD.[NATIONAL CONSUMER DISPUTES REDRESSAL COMMISSION] 02-04-2024 Consumer Law – Baking Oven Machine - The case involves a dispute between Appellant and Oriental Insurance Co. Ltd. regarding the repudiation of a claim for damage to a Baking Oven in the complainant's biscuit factory - The main issue is whether the incident of the Baking Oven bursting due to gas pressure qualifies as an "explosion" as per the insurance policy's exclusion clause - Appellant contends that the damage was not caused by an explosion and thus should be covered by the insurance policy India Law Library Docid # 2413817
(405) CENTRAL BANK OF INDIA Vs. SOMIR KUMAR BAGCHI[NATIONAL CONSUMER DISPUTES REDRESSAL COMMISSION] 02-04-2024 Consumer Law – Banking - Incorrect calculation of EMI - The main issues are the incorrect calculation of EMI, unauthorized increase in EMI, and non-return of documents post loan repayment - The bank argues that there was a miscalculation of EMI, not an increase in interest rate, and that it has the authority to adjust EMI terms as per the loan agreement - Respondent contends that the EMI increase was unauthorized and against the fixed interest rate terms, leading to financial loss and mental di India Law Library Docid # 2413818
(406) SBI GENERAL INSURANCE CO. LTD. Vs. KESARBEN JAYANAND BHOPE[NATIONAL CONSUMER DISPUTES REDRESSAL COMMISSION] 02-04-2024 Consumer Law – Insurance Claim – Accidental Death - The case involves a dispute over an insurance claim following the accidental death of the complainant's son, who had a personal accident policy with SBI General Insurance - The main issue is whether the death was accidental or natural, affecting the insurance payout - SBI General Insurance contends that the death was due to natural causes, not covered by the policy, and challenges the State Commission's order favoring the complainant India Law Library Docid # 2413819
(407) LIC OF INDIA AND OTHERS Vs. SURENDRA PRATAP NARAYAN SINGH AND ANOTHER[NATIONAL CONSUMER DISPUTES REDRESSAL COMMISSION] 02-04-2024 Consumer Law – Survival Benefits - Life Insurance Corporation Policy - The case involves a dispute over the non-payment of survival benefits under a Life Insurance Corporation Policy - The complainant was entitled to receive Rs .30,000 every 4 years, which he claimed was not paid in 2005 and 2009. - The main issue is whether the survival benefits were actually paid to the complainant and if the complaint is barred by limitation under Section 24A of the Consumer Protection Act 1986 - The petition India Law Library Docid # 2413820
(408) DR. V. UMA LAKSHMI Vs. MAPATHULA VENKATA SATAVENI (DIED) AND OTHERS[NATIONAL CONSUMER DISPUTES REDRESSAL COMMISSION] 02-04-2024 Consumer Law – Medical Negligence - A housewife experienced breast pain and consulted the petitioner, who prescribed medication and tests - Despite treatment, the pain persisted, leading to surgery and a cancer diagnosis - The complainant alleged negligence by the petitioner - The core issue is whether there was medical negligence on the part of the petitioner, resulting in delayed cancer diagnosis and treatment - The petitioner argued against negligence, citing a challenging diagnosis due to t India Law Library Docid # 2413821
(409) ANCHUKANDA MUHAMMED SHAREEF Vs. KAVANOOR SERVICE CO-OPERATIVE BANK LTD.[NATIONAL CONSUMER DISPUTES REDRESSAL COMMISSION] 02-04-2024 Consumer Law – Banking - The complainant had a dispute with Kavanoor Service Co-operative Bank Ltd. regarding a loan and the non-return of title deeds - The main issues revolve around the authenticity of the complainant's signatures on loan documents, the knowledge of loans taken by his family members, and the bank's right to retain the title deeds - The complainant argues that the signatures on loan documents are not his, he was unaware of loans taken by his family, and the bank has no right to India Law Library Docid # 2413822
(410) SHRIRAM GENERAL INSURANCE COMPANY LTD Vs. JAINENDRA KUMAR AND ANOTHER[NATIONAL CONSUMER DISPUTES REDRESSAL COMMISSION] 02-04-2024 Consumer Law – Stolen Vehicle – Insurance Claim - The case involves a dispute over an insurance claim for a stolen truck - The complainant had an insurance policy with the petitioner for the truck, which was allegedly stolen by the driver - The insurance company repudiated the claim due to delayed intimation and filing of FIR, among other reasons - The main issues are the delayed intimation to the insurance company about the theft, the filing of the FIR, and whether the incident falls under 'the India Law Library Docid # 2413823
(411) PAIRAYA KAK @ PIYARI KAK Vs. HUDA AND ANOTHER[NATIONAL CONSUMER DISPUTES REDRESSAL COMMISSION] 02-04-2024 Consumer – Housing – Cancellation of Allotment - The petitioner applied for a residential plot and paid the initial amount. Due to circumstances involving militants in Jammu and Kashmir, she did not receive the allotment letter and later discovered her allotment was cancelled - The main issue is whether the cancellation of the plot allotment was justified and if the petitioner is entitled to the plot or compensation - The petitioner contends she never received the allotment or cancellation lett India Law Library Docid # 2413824
(412) M/S AMBITION BUILDERS PVT. LTD Vs. MR. BALVINDER SINGH AND OTHERS[DELHI STATE CONSUMER DISPUTES REDRESSAL COMMISSION] 01-04-2024 Housing – Delay in Posession - Two complainants booked 2 BHK flats in the “Avalon Homes” project, paid the full amount, but did not receive possession within the promised 36 months - The builder failed to provide a completion certificate - The main issue was whether the builder could offer possession without a completion certificate and whether the delay constituted a deficiency in service - The builder argued that they applied for a completion certificate and deemed it received for the flats in India Law Library Docid # 2403811
(413) SHIRISH MADHAV DESAI Vs. THE SENIOR SUPERINTENDENT OF POST OFFICES, MUMBAI NORTH-EAST DIVISION[MAHARASHTRA STATE CONSUMER DISPUTES REDRESSAL COMMISSION] 01-04-2024 Post Office Monthly Income Scheme - The appellant deposited Rs.4,50,000 in a Monthly Income Scheme with the respondent, the Senior Superintendent of Post Offices, and sought a premature closure with a prorated bonus, which was denied - The main issue is whether the appellant is entitled to a prorated bonus upon premature withdrawal from the Monthly Income Scheme - The appellant argued that while the rules do not explicitly provide for a prorated bonus, the Central Government has the power to rel India Law Library Docid # 2403814
(414) SMT. MANJULA AND OTHERS Vs. M/S HINDUSTAN PETROLEUM CORPORATION LTD. AND OTHERS[KARNATAKA STATE CONSUMER DISPUTES REDRESSAL COMMISSION] 30-03-2024 Fire Accident - A fire accident occurred due to an LPG gas cylinder explosion, resulting in extensive property damage and loss of household items for the complainants - The complainants filed a case alleging deficiency of service by the opposite parties for not settling the claim related to the fire accident - The complainants argued that the defective LPG cylinder caused the fire, leading to significant losses, and sought compensation of Rs. 80,98,500/- along with interest and damages - The opp India Law Library Docid # 2403813
(415) IFFCO-TOKIO GENERAL INSURANCE CO. LTD. Vs. AVTAR SINGH BHANDARI AND OTHERS[CHANDIGARH STATE CONSUMER DISPUTES REDRESSAL COMMISSION] 28-03-2024 Motor Vehicle - Engine Damage - Respondent’s Honda Jazz Car, insured by IFFCO Tokio General Insurance, suffered engine damage due to hydrostatic lock while driving through a waterlogged area - The main issue was whether the damage to the engine was covered under the insurance policy, considering the circumstances that led to the engine failure - IFFCO Tokio argued that the damage was due to internal engine failure, not covered under the policy, and there was no external impact or water ingressio India Law Library Docid # 2403807
(416) SUMAN LATA WIDOW OF SH. RAJESH KUMAR AND OTHERS Vs. THE BRANCH MANAGER, STATE BANK OF INDIA[HIMACHAL PRADESH STATE CONSUMER REDRESSAL COMMISSION] 27-03-2024 Insurance Claim - The case involves a dispute over an insurance claim following the death of ‘R’ Late Husband of Appellant, who had an SBI Life Flexi Smart Insurance Policy - The premium was deducted from ‘B’ account (Deceased Father’s) but was not credited to the insurance company - The main issue is whether there was a deficiency in service by the bank and the insurance company in handling the insurance premium and claim process - The appellants argue that the bank failed to transfer the dedu India Law Library Docid # 2403812
(417) SUNIL MEHTA Vs. IFFCO TOKIO GIC LIMITED AND OTHER[UTTARAKHAND STATE CONSUMER DISPUTES REDRESSAL COMMISSION] 27-03-2024 Motor Vehicle Accident – Insurance Claim - The vehicle met with an accident, and despite informing the insurance company, the claim was not settled, leading to financial loss and mental agony - The main issue is the insurance claim’s rejection due to alleged policy violations, specifically delayed accident intimation and lack of immediate information to the insurer -Appellant argues that he informed the insurance company promptly via a toll-free number and that the delay in written intimation wa India Law Library Docid # 2403816
(418) GREATER MOHALI AREA DEVELOPMENT AUTHORITY AND OTHER Vs. RAJ KUMARI[CHANDIGARH STATE CONSUMER DISPUTES REDRESSAL COMMISSION] 27-03-2024 Consumer Protection Act, 2019 - Section 2(7) – Consumer - Respondent, filed a complaint due to the delay in possession of a plot by the appellants, Greater Mohali Area Development Authority, and excess payment not refunded - The main issues were the delay in plot possession beyond the agreed date and the appellants’ retention of an excess amount of Rs. 1,79,6621 - The appellants argued that the delay was due to the lack of environmental clearance and the COVID-19 pandemic, and that the excess am India Law Library Docid # 2403808
(419) BAJAJ ALLIANZ GENERAL INSURANCE COMPANY LTD Vs. M/S. KAY VEE ENTERPRISES[NATIONAL CONSUMER DISPUTES REDRESSAL COMMISSION] 26-03-2024 Open Marine Policy - The complainant had an Open Marine Policy with Bajaj Allianz General Insurance Company - He hired M/s Sahni Tanker Service to transport 30.850 tons of rice bran oil, resulting in an accident and loss of the entire consignment - The insurance company rejected the claim, citing overloading of the tanker beyond its capacity as a major breach of policy terms - The District Forum dismissed the complaint, but the State Commission allowed the appeal and ordered the insurance compa India Law Library Docid # 2403671
(420) ROYAL SUNDARAM ALLIANCE INSURANCE CO. LTD. Vs. M/S. PATEL TOURS AND TRAVELS AND OTHERS[NATIONAL CONSUMER DISPUTES REDRESSAL COMMISSION] 26-03-2024 Bus Fire incident - The case concerns a dispute between the Petitioner and the Respondents over a bus fire incident - The Complainants, who were passengers on the bus, lost their luggage in the fire and filed a complaint seeking compensation from the Respondents - District Forum allowed the Complaint and directed Respondent Nos. 1 & 2 to pay the Complainant Rs. 50,000 towards the loss of luggage - However, the State Commission modified the order and directed the Petitioner/Insurance Company to p India Law Library Docid # 2403672