(381) BANK OF BARODA, BRANCH NARAHI AND OTHER Vs. OMANTH CHATTERJEE S/O LATE V.C. CHATERJEE[NATIONAL CONSUMER DISPUTES REDRESSAL COMMISSION] 22-04-2024 Consumer Law – Banking - Hacking of Account - The case involves an alleged hacking of the complainant's bank account, leading to fraudulent transactions - The State Commission relied on an RBI circular to allow the complaint, suggesting possible connivance between bank employees and an imposter - The main issue is whether the State Commission's order, which lacks detailed reasoning and analysis of facts, can be sustained - The Bank of Baroda contends that the State Commission's order is based so India Law Library Docid # 2414353
(382) P. TULASIDAS Vs. SOUTHERN POWER DISTRIBUTION COMPANY LTD[NATIONAL CONSUMER DISPUTES REDRESSAL COMMISSION] 22-04-2024 Consumer Law – Electricity Meter - Applicant filed a complaint for restoration of electricity and compensation, which was partly allowed by the District Forum - The main issue revolves around the disconnection of the electricity meter and the subsequent legal disputes involving various parties, including family members and several dignitaries - Applicant sought restoration of electricity and compensation for the disconnection - He also attempted to implead numerous respondents, alleging corrupti India Law Library Docid # 2414354
(383) BANK OF BARODA Vs. R. VENKATESWARA RAO[NATIONAL CONSUMER DISPUTES REDRESSAL COMMISSION] 19-04-2024 Consumer Law – Banking - The case involves a dispute over a debit transaction of Rs.75,000 from Respondent's account without his authorization - Respondent is and employee of the Bank - The Bank conducted an investigation and disciplinary proceedings against an employee, leading to a recovery of Rs.75,000 as a penalty - The main issue was whether the deduction fell under the Consumer Protection Act and if the bank's action was justified - The Bank argued that the employee was not a consumer unde India Law Library Docid # 2414352
(384) OM PRAKASH UPADHYAYA AND OTHERS Vs. LIFE INSURANCE CORPORATION OF INDIA AND OTHERS[NATIONAL CONSUMER DISPUTES REDRESSAL COMMISSION] 19-04-2024 Consumer Law – Mediclaim – Dismissal of Insurance Claim - The appellant is contesting the dismissal of his insurance claim by the Life Insurance Corporation of India (LIC) after his son's death - The main issue is whether the deceased concealed pre-existing medical conditions when applying for the insurance policies, leading to the claim's repudiation - The appellant argues that premiums were paid on time and no pre-existing diseases were concealed - LIC contends that the deceased had a history India Law Library Docid # 2414367
(385) UCO BANK Vs. BALWANT SINGH[NATIONAL CONSUMER DISPUTES REDRESSAL COMMISSION] 19-04-2024 Consumer Law – Banking - Loan Dispute - The case revolves around a loan of Rs.35,70,000 taken by the Respondent from UCO Bank for a Poly House vegetable cultivation project - The dispute revolves around repayment terms, interest rates, and additional charges - The main issues are whether the bank applied the correct interest rates and processing fees, adhered to RBI guidelines, and treated the complainant differently from other borrowers - UCO Bank argues that there was no deficiency in service India Law Library Docid # 2414368
(386) UNION BANK OF INDIA (ERSTWHILE ''ANDHRA BANK'') Vs. SRI KASI VISWANATHA FERTILISERS AND ANOTHER[NATIONAL CONSUMER DISPUTES REDRESSAL COMMISSION] 19-04-2024 Consumer Law - Insurance coverage for damaged fertilizer stocks - The case involves a dispute between Complainant and Bank (OP-1) & United India Insurance Co. Ltd. (OP-2) regarding insurance coverage for damaged fertilizer stocks - The main issues are whether there was a deficiency in service by OP-1 and whether the orders of the lower forums should be set aside - OP-1 contends that the forum lacks jurisdiction over commercial matters, the Complainant failed to inform the bank of the stock's l India Law Library Docid # 2414369
(387) DIEBOLD NIXDORF INDIA PRIVATE LIMITED Vs. ICICI LOMBARD GENERAL INSURANCE CO. LTD.[NATIONAL CONSUMER DISPUTES REDRESSAL COMMISSION] 18-04-2024 Consumer Law – Flood - Locations were not covered in the policy - Complainant filed a complaint against Respondent for an insurance claim of Rs. 73,846,948 with 18% interest per annum, litigation costs, and other relief deemed fit, due to losses from floods in Chennai - The main issue was whether the flood-affected locations were covered under the insurance policy, as there was a discrepancy in the list of insured locations - The complainant argued that the broker inadvertently included terminat India Law Library Docid # 2414364
(388) MASTER NEIL MENDONSA (MINOR), THROUGH MRS. INDU MENDONSA AND OTHERS Vs. DR. EGBERT SALDANHA AND OTHERS[NATIONAL CONSUMER DISPUTES REDRESSAL COMMISSION] 18-04-2024 Consumer Law – Medical Negligence - The complaint was filed by a complainant for medical negligence resulting in kernicterus and infant death - The complaint argued that the hospital discharged the newborn without adequate jaundice testing, leading to irreversible brain damage due to high bilirubin levels - The respondents claimed they followed standard medical protocols and the baby's condition was due to a rare complication of G6PD deficiency, not medical negligence - The National Consumer Dis India Law Library Docid # 2414365
(389) UNITED INDIA INSURANCE COMPANY LTD. Vs. JAWAHAR LAL[NATIONAL CONSUMER DISPUTES REDRESSAL COMMISSION] 18-04-2024 Consumer Law – Vehicle Insurance - The case involves a dispute over an insurance claim for a vehicle that suffered total loss in an accident - The owner filed a complaint after the insurance company, United India Insurance Company Ltd., failed to settle the claim - The main issue is the validity of the driver's license at the time of the accident. The insurance company contends that the license was fake, and thus, they are entitled to repudiate the claim - The insurance company argues that the d India Law Library Docid # 2414366
(390) KULDEEP CHAND DATTA AND OTHERS Vs. UNITED INDIA INSURANCE CO. LTD. AND OTHERS[NATIONAL CONSUMER DISPUTES REDRESSAL COMMISSION] 16-04-2024 Consumer Law – Medical Negligence - The case involves a medical negligence claim against Hospital, following the death of the complainant's wife due to acute myocardial infarction after surgery - The primary issue is whether there was medical negligence on the part of the treating doctor, which led to the patient's death - The petitioner, represented by legal heirs, argued that there was negligence in the pre-surgical workup and treatment, leading to the patient's death - The respondents denied India Law Library Docid # 2414363
(391) THE REGISTRAR/MANAGER, CHRISTANAND CHARITABLE TRUST HOSPITAL AND ANOTHER Vs. TULSHIRAM AND OTHERS[NATIONAL CONSUMER DISPUTES REDRESSAL COMMISSION] 12-04-2024 Consumer Law – Medical Negligence - The case involves a medical negligence claim against Petitioners, where a surgery led to the severance of the complainant's sciatic nerve, resulting in loss of mobility - The core issue is whether the actions of the medical professionals met the standard of care expected and whether these actions amounted to medical negligence - The petitioners argued that informed consent was obtained, the surgery was necessary to prevent cancer spread, and there was no negli India Law Library Docid # 2413998
(392) DARSHNIK MARKETING AND SERVICES PVT. LTD. Vs. ORIENTAL INSURANCE COMPANY LIMITED[NATIONAL CONSUMER DISPUTES REDRESSAL COMMISSION] 12-04-2024 Consumer Law - Burglary Floater Policy - The case involves a dispute over a burglary claim under a Burglary Floater Policy - The complainant filed a claim after a theft at their godown, which the insurer, Oriental Insurance Company Limited, repudiated - The main issue is whether the theft constitutes a burglary under the policy terms, given that no forceful entry was evident - The petitioner argued for the upholding of the District Forum's order, which awarded them compensation for the theft und India Law Library Docid # 2413999
(393) RELIANCE GENERAL INSURANCE COMPANY LIMITED Vs. PARIMALA GOTHE AND ANOTHER[NATIONAL CONSUMER DISPUTES REDRESSAL COMMISSION] 12-04-2024 Consumer Law – Health Insurance Claim - The case involves a dispute over a health insurance claim related to Sequentially Programmed Magnetic Field Therapy (SPMF) for osteoarthritis, which was not covered as an inpatient treatment by the insurer - The main issue is whether the treatment falls under the policy's day care treatment clause, which allows for coverage without 24-hour hospitalization due to technological advancements - The insurer challenged the State Commission's order, arguing that India Law Library Docid # 2414000
(394) SANJEEVANI EMERGENCY HOSPITAL Vs. P. NARSAIAH AND ANOTHER[NATIONAL CONSUMER DISPUTES REDRESSAL COMMISSION] 12-04-2024 Consumer Law – Medical Negligence - The case involves a dispute of medical negligence resulting in the death - The main issue is whether the treatment provided by the hospital met expected standards and if any deviations resulted in the patient's death - The hospital claims adherence to medical standards, informed consent, and denies negligence, attributing the patient's death to septic shock due to prolonged steroid use - The complainants allege medical negligence, lack of proper care, and mani India Law Library Docid # 2414001
(395) SAFDARJUNG HOSPITAL AND VMMC AND OTHERS Vs. ASHA GOYAL[NATIONAL CONSUMER DISPUTES REDRESSAL COMMISSION] 12-04-2024 Consumer Law – Medical Negligence - The appeal challenges a State Commission order awarding Rs. 25 lakh compensation for alleged medical negligence by Safdarjung Hospital, Delhi - The main issue is whether the State Commission correctly found medical negligence without independent expert opinion and considering the patient's past medical history - The hospital argues there was no medical negligence, treatment followed standard guidelines, and the patient's severe heart condition led to his death India Law Library Docid # 2414002
(396) SMT. ANJALI KIRAN PATIL AND ANOTHER Vs. SHRI JITENDRA N. MEHTA[NATIONAL CONSUMER DISPUTES REDRESSAL COMMISSION] 10-04-2024 Consumer Law – Housing – Delay in Delivery - The complainants paid Rs. 93,83,000 for a flat, which was never constructed - The complaint was filed after the opposite party failed to deliver the premises - The main issue was whether the transaction was an investment in the project or payment for the flat purchase, affecting the complainant's status as a consumer - The complainants argued that they were promised a flat and made payments accordingly, which should be adjusted against the flat's pric India Law Library Docid # 2413993
(397) MRS. SEHEHERAZEDE JAVERI AND OTHER Vs. CARE HOSPITAL (QUALITY CARE INDIA) AND OTHERS[NATIONAL CONSUMER DISPUTES REDRESSAL COMMISSION] 10-04-2024 Consumer Law – Medical Negligence – Post-operative complications - The case involves a claim of medical negligence against Respondent-Hospital and its doctors by the widow and son of late ‘J’, a prominent jeweller, following his death due to infections after a coronary surgery - The main issue is whether the post-operative care and management by the hospital and attending doctors constituted negligence, leading to the patient's infection and subsequent death - - The complainants argue that the h India Law Library Docid # 2413994
(398) L & T FINANCE LTD. AND ANOTHER Vs. MEENAKSHI KUMARI AND ANOTHER[NATIONAL CONSUMER DISPUTES REDRESSAL COMMISSION] 10-04-2024 Consumer Law - Commercial vehicle loan agreement - The case involves a dispute over a commercial vehicle loan agreement and subsequent repossession of the vehicle due to non-payment of EMIs by the respondents/complainants - The petitioners challenged the orders of the District Forum and State Commission, which ruled against them, alleging several defaults in repayment by the respondents - The petitioners argued that they followed due process in repossessing and selling the vehicle, and that the India Law Library Docid # 2413995
(399) PUNJAB NATIONAL BANK AND OTHERS Vs. ROHIT MALHOTRA[NATIONAL CONSUMER DISPUTES REDRESSAL COMMISSION] 10-04-2024 Consumer Law – Pension Benefits - The case involves a dispute over pension benefits between Punjab National Bank and the respondent, related to the Late ‘O’ pension application and subsequent claims by his widow and son - The main issue is whether the bank's demand for refund of CPF contribution with interest and the subsequent payment of pension without interest constitutes unfair trade practices - The bank contends that the matter is beyond the jurisdiction of consumer forums and that pension India Law Library Docid # 2413996
(400) CARE HEALTH INSURANCE LIMITED (FORMERLY KNOWN AS RELIGARE HEALTH INSURANCE COMPANY LTD AND ANOTHER Vs. HARJINDER SINGH SOHAL[NATIONAL CONSUMER DISPUTES REDRESSAL COMMISSION] 10-04-2024 Consumer Law – International Medical Health Policy - The complainant purchased an International Medical Health Insurance Policy, experienced health issues in Australia, and filed a claim which was rejected due to non-disclosure of pre-existing conditions - The main issue is whether the rejection of the claim was justified based on the non-disclosure of pre-existing conditions, and whether the State Commission's order to pay the claim was correct - The petitioner argued that the claim was rightly India Law Library Docid # 2413997