(221) M/S NATIONAL INSURANCE COMPANY LTD. Vs. M/S REVEX PLASTICISERS PVT. LTD AND ANOTHER[NATIONAL CONSUMER DISPUTES REDRESSAL COMMISSION] 30-09-2024 Insurance Law — Inland Transit Policy — Coverage — Risk ceases upon delivery of consignment to the destination named in the policy — Loss due to dishonest or fraudulent acts of the insured's employee is not a transit loss and is excluded from coverage. India Law Library Docid # 2419362
(222) LIFE INSURANCE CORPORATION OF INDIA Vs. VENUS CHAUDHARY (MINOR) THROUGH HER FATHER AND LEGAL GUARDIAN[NATIONAL CONSUMER DISPUTES REDRESSAL COMMISSION] 30-09-2024 Consumer Protection Act, 1986 — Appeal against State Commission's order — Delay condoned in the interest of justice. India Law Library Docid # 2419363
(223) ASHOK BHATIA Vs. TRAWELLTAG INDIA PVT. LTD. AND OTHERS[NATIONAL CONSUMER DISPUTES REDRESSAL COMMISSION] 30-09-2024 Consumer Protection Act, 1986 — Section 2(1)(g) — Deficiency in Service — Full and Final Settlement — Acceptance of payment towards full and final settlement bars further complaint — Appellant accepted payment for insurance claim stating it was for full and final settlement and did not protest for 16 days — State Commission correctly dismissed complaint on this ground. India Law Library Docid # 2419365
(224) RICOH INDIA LIMITED Vs. M/S. RAJESH XEROX[NATIONAL CONSUMER DISPUTES REDRESSAL COMMISSION] 30-09-2024 CONSUMER PROTECTION ACT, 1986 — SECTION 2(1)(d) — CONSUMER — DEFINITION — COMMERCIAL PURPOSE — ELECTRONIC GOODS — PURCHASES FOR EARNING LIVELIHOOD BY SELF-EMPLOYMENT ARE NOT COMMERCIAL PURPOSE — Held, purchaser of goods for the purpose of earning livelihood by self-employment is a consumer, even if the business is conducted on a small scale. India Law Library Docid # 2419366
(225) ACHLA RAM Vs. UNITED INDIA INSURANCE COMPANY LTD.[NATIONAL CONSUMER DISPUTES REDRESSAL COMMISSION] 30-09-2024 Motor Vehicles Act, 1988 — Section 66(1) and 66(3)(p) — Permit requirements for transport vehicles — Applicability to vehicle returning from repairs — Held, the exemption under Section 66(3)(p) for vehicles proceeding empty for repair also covers the return journey after repairs, as the return is a necessary adjunct of the journey to the garage. India Law Library Docid # 2419367
(226) URBAN IMPROVEMENT TRUST, BIKANER Vs. BABULAL JAT[NATIONAL CONSUMER DISPUTES REDRESSAL COMMISSION] 27-09-2024 Consumer Protection Act, 1986 Jurisdiction Auction Purchaser An auction purchaser in a public auction of sites is not considered a consumer under the Act, and therefore, consumer fora lack jurisdiction to entertain complaints related to such transactions. India Law Library Docid # 2419360
(227) BALJINDER SINGH Vs. NEW INDIA ASSURANCE CO. LTD.[NATIONAL CONSUMER DISPUTES REDRESSAL COMMISSION] 27-09-2024 Consumer Protection Act, 1986 and 2019 — Revisionary Jurisdiction — Limited Scope — National Commission's power to revise an order is limited to cases where the State Commission has exercised jurisdiction not vested in it, failed to exercise vested jurisdiction, or acted illegally or with material irregularity. It cannot interfere with concurrent findings of fact. India Law Library Docid # 2419361
(228) PRASAD CO-OP/ CREDIT SOCIETY LTD. Vs. MANIK MARUTI ADSULE[NATIONAL CONSUMER DISPUTES REDRESSAL COMMISSION] 27-09-2024 Consumer Protection Act, 1986 — Section 21(b) — Revisionary jurisdiction of National Commission — Scope — Limited to patent illegality, material irregularity, or jurisdictional error — Cannot substitute its own view for concurrent findings of District and State Forums on appreciation of evidence. India Law Library Docid # 2419364
(229) DENA BANK (NOW BANK OF BARODA) Vs. RANI MISHRA[NATIONAL CONSUMER DISPUTES REDRESSAL COMMISSION] 26-09-2024 Consumer Protection Act, 1986 — Section 21(b) — First Appeal — Jurisdiction of Consumer Forum — Deficiency in service — Fraud and forgery — Allegations of fraud and forgery require leading of evidence, examination and cross-examination — Such complicated questions of fact cannot be decided in summary proceedings before Consumer Forum — State Commission erred in adjudicating the matter without proper evidence — Appeal allowed and order of State Commission set aside. India Law Library Docid # 2419358
(230) NATIONAL INSURANCE CO. LTD Vs. STAR COLD STORAGE AND ICE FACTORY[NATIONAL CONSUMER DISPUTES REDRESSAL COMMISSION] 26-09-2024 Consumer Protection Act, 1986 — Section 19 — First Appeal — Delay in filing appeal — Condonation of delay — Delay of 22 days condoned in view of Suo Motu Writ Petition of Supreme Court regarding extension of limitation periods. India Law Library Docid # 2419359
(231) M/S. T.C. ENTERPRISE AND ANOTHER Vs. HARIDAS CHAKRABORTY (SINDE DECEASED) HIS LEGAL HEIRS AND OTHERS[NATIONAL CONSUMER DISPUTES REDRESSAL COMMISSION] 25-09-2024 Consumer Protection Act, 2019 — Section 51 — Appeals — Grounds for appeal — State Commission imposing compensation and costs without assigning reasons — State Commission finding delivery of possession made without basis, when completion/possession certificate obtained — State Commission erring in not holding that purchasers were not consumers after delivery of possession and registration of conveyance deed, thus dispute should be adjudicated by civil court — Appeal dismissed as lacking merit. India Law Library Docid # 2419436
(232) UNION BANK OF INDIA Vs. SUSHIL KUMAR SHUKLA[NATIONAL CONSUMER DISPUTES REDRESSAL COMMISSION] 25-09-2024 Consumer Protection Act, 1986 — Section 2(d)(ii), 2(o) — Consumer and Service — Hiring of bank lockers is a service — Bank is a service provider — Customer is a consumer — Agreement terms like 'lessor' and 'lessee' do not negate the applicability of consumer protection law when the bank offers a service for charges. India Law Library Docid # 2419437
(233) ORIENTAL INSURANCE CO. LTD. Vs. CALTAN INSTRUMENTS LTD[NATIONAL CONSUMER DISPUTES REDRESSAL COMMISSION] 25-09-2024 Consumer Protection Act, 1986 — Section 21(b) — Revision Petition — Appeal against State Commission order dismissing Insurance company's appeal against District Forum's order — Issue whether insured was obligated to declare all consignments under an Open Marine Cargo Policy. India Law Library Docid # 2419438
(234) BRIJENDER SINGH Vs. ORIENTAL INSURANCE CO. LTD. AND OTHERS[NATIONAL CONSUMER DISPUTES REDRESSAL COMMISSION] 25-09-2024 Consumer Protection Act, 1986 — Section 24A — Limitation — Delay Condonation — Court condoned a delay of 28 days in filing a revision petition, finding sufficient cause shown by the petitioner. India Law Library Docid # 2419439
(235) RANBIR SINGH AND OTHERS Vs. DR. NARESH MITTAL AND OTHERS[NATIONAL CONSUMER DISPUTES REDRESSAL COMMISSION] 25-09-2024 Consumer Protection Act, 1986 — Revision Petitions — Medical Negligence — Deficiency in Service — Multiple revision petitions filed against similar orders of the State Commission involving medical negligence and deficiency in service were clubbed for adjudication. India Law Library Docid # 2419440
(236) LIFE INSURANCE CORPORATION OF INDIA AND ANOTHER Vs. N. HALAN[NATIONAL CONSUMER DISPUTES REDRESSAL COMMISSION] 25-09-2024 Consumer Protection Act, 2019 — Section 58(1)(b) — Revisionary Jurisdiction — Limited Scope — National Commission's power to revise is limited to cases where State Commission has exceeded its jurisdiction, failed to exercise vested jurisdiction, or acted illegally or with material irregularity — Cannot interfere with concurrent findings of fact based on appreciation of evidence. India Law Library Docid # 2419441
(237) KAVITA CHOWDHARY Vs. CANARA BANK[NATIONAL CONSUMER DISPUTES REDRESSAL COMMISSION] 24-09-2024 Consumer Protection Act, 1986 — Section 21(a)(i) — Consumer Complaint — Deficiency in Service — Compensation — Cheque Deposit and Return — Bank's failure to present cheques within validity period leading to them becoming stale and causing loss to the complainant. India Law Library Docid # 2419426
(238) VARUN AHUJA AND OTHERS Vs. M3M INDIA PRIVATE LIMITED[NATIONAL CONSUMER DISPUTES REDRESSAL COMMISSION] 23-09-2024 Consumer Protection Act, 2019, Section 2(7) — Consumer — Definition of "commercial purpose" — The definition of "commercial purpose" under the 2019 Act does not include the use of goods or services solely by a person for earning their livelihood through self-employment. However, this exclusion does not apply to services. India Law Library Docid # 2419425
(239) M/S. RAJYOG PLASTICS PVT. LTD. Vs. MAHARASHTRA STATE ELECTRICITY BOARD AND OTHERS[NATIONAL CONSUMER DISPUTES REDRESSAL COMMISSION] 23-09-2024 Consumer Protection Act, 1986 — Section 21(b) — Revisional Jurisdiction — Highlighting that the factual contentions asserted by both parties and their veracity could not be assessed in a summary manner by the revisional court, and therefore, it was not a fit case for interference in its limited revisional jurisdiction. India Law Library Docid # 2419427
(240) M/S. ESSAR ENTERPRISES Vs. A.R. VARADRAJAN AND ANOTHER[NATIONAL CONSUMER DISPUTES REDRESSAL COMMISSION] 23-09-2024 Consumer Protection Act, 1986 — Section 21(b) — Revision Petition — Scope of revisional jurisdiction is limited — Can only be exercised for material irregularity or jurisdictional error — Cannot interfere with concurrent findings of fact based on appreciation of evidence. India Law Library Docid # 2419428